Capital Markets Associate (Hybrid)

Enova International•Chicago, IL

1d•$83,000 - $112,000•Hybrid

About The Position

Enova is currently searching for a Capital Markets Associate that will help manage Enova’s capital markets strategy. As a key member of Enova’s Treasury team, this person will work with internal and external stakeholders to ensure that existing debt facilities and capital markets transactions run smoothly, assist in the development of new financing to support Enova’s growth, and participate in special projects. This role reports to the Director, Assistant Treasurer.

Requirements

5+ years of relevant experience, preferably in Treasury, ALM, or FP&A, with a Bachelor’s degree in Business, Finance, Accounting, or Economics.
Advanced Excel skills with strong financial modeling capabilities, including integrated financial statements.
Strong analytical, problem-solving, and critical thinking skills, with a high level of attention to detail and the ability to proactively identify and resolve issues.
Effective collaborator with strong written and verbal communication skills.
Self-starter with the ability to work independently, manage deadlines, and operate in a fast-paced environment.
Familiarity with debt capital markets and securitization market standards, including facility reporting and loan funding processes.

Responsibilities

Evaluate and execute new debt facilities and other capital markets transactions.
Develop and maintain financial models to forecast performance, analyze deal structures, and inform capital strategy decisions, including balance sheet and interest expense projections.
Partner cross-functionally (FP&A, Treasury, Product, Accounting, Legal) to support transaction execution, liquidity planning, and ongoing reporting requirements.
Prepare, review, and deliver investor and lender materials, including presentations, offering documents, and due diligence responses, ensuring accuracy and quality prior to executive approval.
Manage liquidity by monitoring cash positions across bank accounts, supporting daily cash management, and enhancing asset-liability and risk management capabilities (e.g., interest rate and liquidity risk).
Own monthly servicer reporting, including covenant compliance tracking and funding request execution.
Build and maintain strong relationships with lenders and investors, serving as a key point of contact for ongoing reporting and information requests.
Conduct ad hoc analyses and provide recommendations to improve funding efficiency and optimize capital structure.

Benefits

Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results.
Health, dental, and vision insurance including mental health benefits
401(k) matching plus a roth option (U.S. Based employees only)
PTO & paid holidays off
Sabbatical program (for eligible roles)
Summer hours (for eligible roles)
Paid parental leave
DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
Employee recognition and rewards program
Charitable matching and a paid volunteer day…Plus so much more!