BSA Program Manager

Mountain America Credit Union

4d•Remote

About The Position

The Manger for the BSA Program is responsible for managing the daily operations and governance activities of the credit union’s BSA/AML/CFT systems and model validation functions. This role leads the BSA Program Administration team and ensures the effective execution of data validation, model/parameter tuning, alert testing, sanctions screening risk agents, and high-risk account monitoring. The manager supports the enterprise-wide BSA/AML/CFT program by implementing and maintaining risk‑based processes, coordinating third‑party model validations, administering portions of the BSA/AML risk assessment, and ensuring the accuracy and effectiveness of BSA/AML systems, including Verafin. The position partners cross‑functionally to enhance compliance controls, proactively identifies issues affecting the business, and provides operational reporting and insights to BSA and credit union leadership.

Requirements

5+ years direct risk/BSA/compliance related experience, including leadership in either people or technical roles.
Bachelor’s degree or equivalent experience.
Extensive knowledge and application of BSA/AML/CFT laws and regulations.
Familiarity with FFIEC BSA/AML Manual, FinCEN guidance, and OFAC requirements.
Advanced knowledge of risk assessment methodologies, model validation concepts, and AML risk indicators.
Problem solving skills.
Verbal/written communication skills.
Leadership and Organization Development Personally trains and develops direct reports and demonstrates ownership in the development of each team member, with emphasis on leveraging diversity.
Works effectively and regularly across functions.
Responsible for effectiveness of team and performance results.
Promotes a culture of compliance, accountability, and continuous improvement.
Manages daily activities of the BSA Program Administration team.
Responsible for overall direction, coordination and evaluation of team.
Operates with some autonomy on role specific operational matters.
Proactively identifies and resolves issues that impact the business.
Sets objectives for self and/or a team/project members.
Delivers the results that have a tangible impact for function or business process.
May provide some input to strategic planning.
Implements strategic plans with consideration of available resources and operational challenges.
Strategic planning horizon generally 6 months or less.
Applies significant knowledge of principles, advanced techniques and theories to create unprecedented solutions.
Uses extensive intuition and experience to complement data.
Gathers and analyzes information at an advanced level.
Implementation of solutions requires a short to medium term view.
Strong organizational and analytical skills.
High attention to detail and commitment to data quality.
Ability to sit, talk, and hear consistently.
Close vision (clear at 20 inches or less)
Distance vision (clear at 20 feet or more)
Ability to distinguish colors
Ability to lift up to 10 pounds frequently and up to 25 pounds occasionally.
Typical office environment with no unusual conditions.
Moderate office noise (computers, printers, typical foot traffic).

Nice To Haves

Certified Anti-Money Laundering Specialist (CAMS) preferred.

Responsibilities

Lead and manage the daily activities of BSA Program Administration team, ensuring timely execution of data validations, alert testing, and system configuration updates.
Provide regular reporting and metrics related to monitoring effectiveness, parameter performance, and system health to BSA leadership.
Oversee data integrity between the core platform and the BSA/AML system; ensure monitoring logic and parameters are functioning as intended.
Administer sections of the annual BSA/AML and OFAC risk assessment, including gap analysis and recommendations for updates to controls.
Analyze internal controls, identify weaknesses, propose corrective actions, and monitor issues through sustainable closure.
Ensure high-risk account and sanctions screening workflows are performed accurately, documented appropriately, and escalated as needed.
Partner cross functionally with first- and second-line teams to address BSA/AML/CFT impacts and implement practical, risk-based solutions.
Manage above-the-line and below-the-line alert testing to evaluate parameter effectiveness and support ongoing model optimization.
Maintain and adjust region, country, industry, occupation, and sanctions risk agents to ensure appropriate risk scoring and member monitoring.
Develop, maintain, and enhance internal procedures and job aids related to BSA/AML systems and governance processes.
Coordinate aspects of the third-party model validation process; partner with vendors and internal teams to mitigate model risk and validate system behavior.
Prepare data, documentation, and internal walkthroughs for regulatory examinations, audits, and internal testing reviews.
Assist with BSA/AML/CFT training content and awareness initiatives.
Maintain current knowledge of regulatory requirements and industry best practices.
Perform other duties as required.