BSA Fraud Manager

Centris FCU•Omaha, NE

About The Position

Step into a leadership role that protects the integrity of our financial community. As the BSA Fraud Manager, you’ll guide Centris’ fraud prevention and compliance strategy, strengthen critical safeguards, and serve as the goâto expert for investigations and regulatory oversight. It’s a chance to make a meaningful impact while supporting our mission to be a trusted lifelong financial partner. The primary purpose of this position is to assist Centris Federal Credit Union in our mission to be a trusted life-long financial partner. The BSA Fraud Manager is responsible for overseeing the institution’s Fraud Prevention, Anti-Money Laundering (AML), and Office of Foreign Assets Control (OFAC) compliance programs. This role provides strategic leadership to mitigate financial crime risk, ensure adherence to regulatory requirements, and partners with business units to strengthen controls, monitoring, and reporting processes. This role serves as a subject matter expert and primary escalation point for investigations, program governance, regulatory exams, and internal/external audits related to the BSA, AML, OFAC and Fraud.

Requirements

Must have a bachelor’s degree in finance, business administration, criminal justice, or related field, and/or additional related work experience.
Must have 7+ years of experience in financial crimes compliance, with demonstrated expertise in Fraud, AML and OFAC.
Strong knowledge of regulatory requirements (BSA/AML, OFAC, FFIEC guidance, fraud regulations).
Experience managing a team, with proven ability to coach, develop, and inspire.
Strong analytical, investigative, and decision-making skills with attention to detail.
Excellent communication skills with ability to interact effectively with senior executives, regulators, and external stakeholders.
Strong organizational skills including the ability to manage multiple projects simultaneously in a dynamic environment.
Ability to work independently under general supervision with considerable latitude for initiative and independent judgment.
Strong teamwork skills with a proven ability of completing assignments and projects on time.
Must be able to effectively access and interpret computer screens, documents, and reports.
Must be able to operate general office equipment.
Must report to work regularly on time, and be flexible during peak times
Must be able to work the hours necessary to fulfill the responsibilities of the position.
Must be able to travel in and out of state.
Must be knowledgeable in BSA and compliance requirements enforced on the credit union by state and federal law as applicable.
Must be bondable.

Nice To Haves

Professional certifications strongly preferred: CAMS (Certified Anti-Money Laundering Specialist), CFE (Certified Fraud Examiner or CFCS (Certified Financial Crimes Specialist)
Core system experience preferred: Corelation Keystone, Verafin, and Q2

Responsibilities

Promote and model the Centris Vision, Mission, Values and Team Principles.
Contribute to public relations and community involvement initiatives.
Manage a team of fraud and AML staff, providing effective oversight of daily responsibilities, monitoring performance, and identifying opportunities for team growth and additional staffing needs.
Establish clear performance goals, provide ongoing coaching and mentoring, and foster a collaborative, high-performance team culture.
Lead efforts to foster and sustain a strong anti-fraud culture across the organization through education, communication, and cross-functional collaboration.
Partner with business lines, operations, technology services and others to strengthen internal controls and reduce exposure to financial crime risks.
Oversee and act as liaison with vendors, law enforcement agencies, regulators, auditors, and examiners regarding financial crime matters.
Ensure compliance with BSA, USA PATRIOT Act, AML, OFAC regulations, and applicable fraud-related regulations.
Perform staff-level functions on a regular basis to support workload demands and ensure timely completion of tasks.
Serve as a back-up across all roles, stepping in as needed to maintain service levels, regulatory compliance, and effective member support; including filing regulatory reports, monitoring system alerts, and conducting member outreach related to fraud situations.
Provide guidance on interpretation of regulatory updates and provide practical solutions to maintain compliance with requirements.
Lead the design, implementation, and continuous improvement of the organization’s Fraud, AML, and OFAC compliance programs, ensuring alignment with regulatory expectations and industry best practices.
Develop, maintain, and update financial crimes-related policies, procedures, risk assessments and program documentation.
Maintain and strengthen internal controls by conducting ongoing monitoring of internal review and quality assurance activities.
Oversee and coordinate internal and external fraud and BSA education and training activities.
Prepare documentation, reports, and responses for regulatory exams, audits, and internal reviews.
Oversee financial crimes technology systems (transaction monitoring, sanctions screening, fraud detection, case management).
Regularly assess system effectiveness, identify gaps or limitations, and recommend enhancements to increase efficiency or strength monitoring.
Evaluate both current and long-term technology needs by staying informed on emerging financial crimes software solutions, regulatory expectations, and industry best practices.
Oversee transaction monitoring, sanctions screening, and fraud detection systems; optimize rules, thresholds and alerts to balance risk detection, efficiency and member experience.
Direct and oversee investigations into suspicious or unusual activity, ensuring timely, accurate, and compliant filing of Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs).
Serve as the escalation point for complex fraud and AML investigations, and sanctions matches, providing guidance and ensuring appropriate resolution and documentation.
Conduct regular risk assessments and develop mitigation strategies for fraud, AML, and sanctions, developing effective mitigation strategies.
Provide regular reporting and dashboards to leadership on program trends, emerging risks, and overall effectiveness.
Maintain a strong working knowledge of industry trends, regulatory updates, and best practices, and ensure changes are proactively incorporated into policies/programs.