Bankruptcy & Charge-Off Specialist
About The Position
We are seeking a Bankruptcy & Charge-Off Specialist for the Bankruptcy and Charge-Off Services Department. Located in San Antonio, Texas, the Bankruptcy & Charge-Off Specialist handles the support services related to bankruptcy & charge-off for the Lending Divisions Indirect Auto Lending (IAL), Direct Auto Lending, Commercial Lending, Direct Consumer Lending (DCL), Home Loans, Manufactured Homes (MH), SustainableHome Loans (SHL) and New Market-NOLA. The focus of this role is to provide services to lending departments, court trustees, and attorneys by processing, providing information, answering questions, and research inquiries for loans regarding bankruptcy. If you have experience in a financial institution and knowledge of bankruptcy code and consumer lending, you should apply right away! Highlights: General understanding of bankruptcy code in addition to Credit Human policies and procedures regarding lending and bankruptcy Review incoming notices to determine next course of action depending on the state of the bankruptcy Ensure all duties associated with processing new bankruptcy petitions for Credit Human - loans are completed accurately within one (1) business day of receipt and according to procedures Review and process in the appropriate system all approved IAL, DCL and IMF monthly loan charge-offs by the agreed on timeframes Perform the month-end balancing for the charge-off process and prepare monthly charge-off report for manager approval and distribution Prepare monthly and quarterly reporting for management and enterprise departments to include but not limited: charge-off, TDR, call report, bankruptcy dashboard
Requirements
- Financial institution experience and a general knowledge of financial institution organization and operations
- Basic knowledge and understanding of bankruptcy code and related laws and regulations
- Basic knowledge and understanding of consumer and real estate lending
- Excellent verbal, written, and interpersonal communication skills
- Skilled in multitasking, detail-oriented research, and strategic problem resolution.
- Self-starter and capable of working independently
- Advanced - Microsoft Word, Excel, Access, PowerPoint, SharePoint; Symitar
- High school diploma or equivalent
Nice To Haves
- 2 years of financial institution experience and a general knowledge of financial institution organization and operations
- Strong knowledge of bankruptcy code and related laws and regulations
- Completion of at least 1 year of college level coursework
Responsibilities
- Review incoming notices to determine next course of action depending on the state of the bankruptcy
- Ensure all duties associated with processing new bankruptcy petitions for Credit Human - loans are completed accurately within one (1) business day of receipt and according to procedures
- Review and process in the appropriate system all approved IAL, DCL and IMF monthly loan charge-offs by the agreed on timeframes
- Perform the month-end balancing for the charge-off process and prepare monthly charge-off report for manager approval and distribution
- Prepare monthly and quarterly reporting for management and enterprise departments to include but not limited: charge-off, TDR, call report, bankruptcy dashboard
Benefits
- Credit Human provides employees with many benefits from insurance coverage to college tuition reimbursement.
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
High school or GED
Number of Employees
501-1,000 employees
