Auto Product Manager

GAINSCO

9h • Remote

About The Position

We are a company of driven, enthusiastic, and determined people. We celebrate
achievement and success. We foster innovation, determination, and recognition.
Because of that, our employees feel recognized and rewarded for the
contributions they make daily. At GAINSCO, it is our people that set us apart.

If you are looking for a place where you can make a difference, understand how
your work impacts the company, and be recognized for your efforts and passion,
then GAINSCO is the company for you.

WHY JOIN GAINSCO?

GAINSCO’s work environment rewards engaged individuals who have a desire to
contribute and succeed. That’s because our culture encourages individuals to
grow their skills as they build their careers. Come join us and become a
Champion with GAINSCO.

Are you a data-driven strategist with a passion for shaping insurance products?
GAINSCO is seeking a Product Manager I to manage 2–4 states with full P&L
responsibility. This role combines pricing strategy, regulatory compliance, and
cross-functional collaboration to drive profitability and growth in a
competitive market.

Requirements

• Bachelor's degree, preferably in Economics, Actuarial, Math, Statistics, Insurance, or a similar field required.
• Minimum 5+ years in Product or Actuarial roles within the Property & Casualty insurance industry.
• Minimum 2+ years of state management experience (personal auto preferred).
• Proven experience executing complex pricing and product changes, including regulatory filings.
• In-depth knowledge of insurance and actuarial concepts, business processes, pricing plans, underwriting rules, and key financial metrics
• Proficiency with SQL, SAS, or Python required.
• Proficient in MS Office, with advanced Excel skills (pivot tables, data analysis).
• Deadline-driven with a proven ability to balance competing priorities.
• Strong analytical abilities, including gathering, restructuring, and gaining critical insights from large datasets.
• Fact-based and data-driven decision making, with the ability to present data in a cohesive, simple fashion.
• Able to lead complex projects and mentor junior team members in a fast-paced environment.
• Strong communication skills and emotional intelligence.
• Experience presenting to Senior Leadership and influencing leaders across the organization.
• Ability to balance multiple tasks and occasional travel (5%).

Nice To Haves

• Experience with PowerBI and/or Tableau is a plus
• Power BI skills a plus (ability to build reports and analyze data).

Responsibilities

• Own P&L performance for assigned states and develop pricing strategies based on actuarial indications, competitive analysis, and regulatory requirements.
• Execute rate changes and ensure timely filings, coordinating with Sales, Actuarial, Marketing, IT, and Testing teams.
• Identify actions for unprofitable segments and leverage underwriting and agency strategies.
• Present state performance and strategies to senior leadership and track key financial metrics.
• Achieve premium and policy count targets for assigned states.
• Partner with Sales to identify growth opportunities and optimize product positioning.
• Conduct competitive analysis and research market trends to inform product enhancements and new state launches.
• Prepare and submit accurate regulatory filings; respond promptly to objections.
• Build relationships with state Departments of Insurance and monitor regulatory changes.
• Support initiatives to automate processes, improve product performance, and solve business challenges.
• Develop reports and dashboards using tools like Power BI.
• Collaborate across departments to implement innovative solutions.

Benefits

• Excellent benefits package: medical & dental, vision insurance, life insurance, short-term and long-term disability insurance.
• Parental Leave Policy
• 401K + Company Match
• PTO Plan + Paid Company determined Holidays.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 251-500 employees