Associate Credit Analyst

Rabobank • Atlanta, GA

18h • $105,000 - $140,000 • Hybrid

About The Position

In collaboration with the Relationship Manager, the Credit Analyst plays a vital role in overseeing various aspects of the credit product. This includes tasks such as underwriting, structuring, analysis, documentation, negotiation, industry research, financial modelling, and the continuous upkeep of both new and existing customers. Our Shared Future: "I am excited to be working on the various sector team accounts and increasing my proficiency in the corporate credit process." – Credit Analyst You and Your Job As a Credit Analyst II, you will be successful having strong credit analysis and writing skills. Understands all aspects of underwriting, approving and closing transactions including ability to analyze risk and structure transactions. Produces an independent, objective, high quality assessment of the credit risk and mitigants involved in transactions Maintains strong skills in effectively transferring information orally and in writing

Requirements

• Bachelor’s degree, master’s degree preferred
• 3+ years of relevant experience, corporate credit experience preferred
• Credit training at a major bank, preferred
• Financial licenses preferred
• Ability to travel regionally, up to 35%
• Legally authorized to work in the United States on a full-time basis.
• Rabobank is unable to sponsor or take over sponsorship of an employment visa for this position.

Nice To Haves

• master’s degree preferred
• corporate credit experience preferred
• Credit training at a major bank, preferred
• Financial licenses preferred

Responsibilities

• Maintains extensive industry knowledge.
• Responsible for initiating timely review (according to the review calendar).
• Responsible for monthly/quarterly assessing the received company financial information/covenant checks.
• Responsible for monitoring assigned portfolio of clients; in depth client knowledge is essential for adequately identifying early Warning signals with the aim of minimizing loan losses.
• Initiating when necessary extra measures in order to safeguard the credit portfolio

Benefits

• Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs.
• That’s why you can start participating in the 401(k) plan on your date of hire. Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit-Sharing contributions.
• We offer a generous paid time off program to full time employees: up to 20 days of vacation time, 5 days of additional time off plus 7 sick days and 11 US holidays annually (based on hire date during the calendar year).
• To do that, we offer both the time and financial support to give back to the community through our Dollars for Doers, Helping Hands and Gift Matching programs.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level