Associate Commercial Mortgage Loan Analyst

Reinsurance Group of America•Chesterfield, MO

45d•$65,050 - $92,400

About The Position

As a member of the Asset Management Team within the Real Estate Investments Division, job responsibilities include managing the day-to-day operations of a designated portfolio of loans, entering and verifying all property related information, operating statement and rent roll data, borrower financial information, market and submarket data, comparable rent, sales and capitalization rate information and any other relevant loan information. Team members assist the Regional Managers and Legal by collecting and reviewing all required asset management loan documents, leases, surveys, title policies, organization documents, etc. Team members review and complete all post-closing servicing requests, and other loan or property related items requiring information or follow-up with the borrower. Role includes completing all loan ratings, internal valuations, loan surveillance, and other special projects as required.

Requirements

Bachelor's degree - Business Administration, Accounting, Finance, IT or related area of study
2+ years of experience working in Commercial Real Estate, Insurance, Banking or Financial Services company
General understand of basic financial concepts
Customer service oriented; responsive to requests from internal and external customers
Strong computer skills, including Microsoft Office products, excel
Strong analytical and issues resolution skills
Work effectively in a team environment
Strong oral and written communication skills
Strong time management skills as well as the ability to meet deadlines
Self-starter with leadership potential and ability to work on own

Nice To Haves

Knowledge of insurance company mortgage lending practices
Knowledge of mortgage loan valuation or software

Responsibilities

Collect, standardize, record, and analyze borrower, property and operating information including by not limited to annual operating statements, rent rolls and borrower's personal financials for a dedicated portfolio of loans. Ensure timely delivery and entering of all necessary borrower provided documentation.
Complete annual rating process for assigned loan portfolio. Review and analyze borrower financials, property operating history, rent roll, market rental and occupancy data, location information, building characteristics and demographic information. Partner with the Chief Valuation Officer to determine appropriate cap rate and qualitative adjustments to conclude to a property value and overall loan rating.
Complete loan surveillance and all borrower requests including loan assumptions, assignments, escrow draws, partial releases, and tenant lease related activities by acting as the liaison between the borrower and Lender. Assist home office management in all special servicing related matters in the event of a loan default. Manages any WatchList loans. Assist the home office servicing manager with all payment, tax, and insurance related issues.
Research, review, and analyze market and submarket data and prepares periodic reports on both positive and negative trends.
Enter and verify all property related information, operating statement and rent roll data, borrower financial information, market and, submarket data, comparable rent, sales and capitalization rate information and any other relevant loan information for all new originations.
Maintain regular and predictable attendance.
Perform other job-related duties or special projects as required.

Benefits

Gain valuable knowledge from and experience with diverse, caring colleagues around the world.
Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.
Join the bright and creative minds of RGA, and experience vast, endless career potential.
RGA also maintains a full range of health, retirement, and other employee benefits.

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