ACH Specialist II

CC-CP Merger Sub LLC • Sioux Falls, SD

6d • Hybrid

About The Position

Are you detail-driven and passionate about keeping payment operations running smoothly? Join Central Payments, where collaboration, accuracy, and continuous improvement power everything we do. As an ACH Specialist II, you’ll play a key role in supporting and maintaining our ACH operations while working closely with cross-functional teams to ensure seamless processing.

Requirements

• Familiarity with ACH operations and Nacha Rules (preferred)
• Strong analytical and problem-solving skills
• High attention to detail and commitment to accuracy
• Clear written and verbal communication skills
• Strong organizational and time-management abilities
• Proficiency with Microsoft Office applications
• Ability to work independently while collaborating across teams
• Associate degree in Accounting, Finance, or a related field or equivalent experience
• 1–3 years of experience in ACH processing, account reconciliation, or related financial roles

Nice To Haves

• Experience with ACHPS (FIS/eFunds) preferred but not required
• Working knowledge of banking regulations and ACH functionality preferred

Responsibilities

• Support the daily operation, maintenance, and exception processing of the ACH Processing System (ACHPS)
• Assist with ACH system changes, including risk limit updates, testing, and documentation
• Complete daily ACH processing checklists to ensure timely and accurate inbound and outbound transactions
• Monitor and resolve ACH exceptions, including unpostable transactions, returns, risk limit violations, WSUDs, and reclamations
• Own and manage the ACH Inbox, ensuring timely responses and compliance with all requests
• Prepare monthly reports and analyze Partner activity to identify trends and potential risks
• Maintain and update ACH procedures to ensure regulatory and Nacha compliance
• Support internal teams and Partners by troubleshooting issues and providing ACH and Nacha guidance
• Identify opportunities to improve processes, efficiency, and service delivery across ACH operations

Benefits

• A hybrid work environment with flexibility
• Opportunities for professional growth and development
• A supportive team culture where your voice is heard

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree
• Number of Employees: 11-50 employees