Accountant

TNBANK • Oak Ridge, TN

1d • $50,000 - $55,000 • Onsite

About The Position

The Accountant is responsible for the day‑to‑day execution and accuracy of the Bank’s accounting operations and financial reporting processes. This position offers meaningful responsibility, exposure to regulatory reporting, and a clear pathway toward senior accounting or Controller‑level roles, playing a vital role in ensuring the accuracy, compliance, and reliability of the Bank’s financial operations.

Requirements

• Bachelor’s degree in Accounting or Finance required
• 1-3 years of accounting experience, preferably in banking or financial services
• Working knowledge of GAAP and bank accounting practices
• Strong technical accounting knowledge
• High attention to detail and accuracy
• Ability to manage multiple deadlines in a regulated environment
• Strong organizational and documentation skills
• Proficiency in Excel and accounting systems
• Clear written and verbal communication skills
• Ability to work independently while coordinating closely with accounting leadership
• Responsible for ensuring compliance with BSA/AML/OFAC policies, procedures, and processes as it pertains to their role in the Bank

Nice To Haves

• CPA, CPA track or desire to pursue CPA is a plus
• Interest in bank accounting and regulatory reporting strongly preferred

Responsibilities

• Maintain primary responsibility for general ledger accounting, including chart of accounts management and maintenance
• Prepare, review, and post journal entries
• Oversight of month‑end, quarter‑end, and year‑end close activities
• Ensure all balance sheet and income statement accounts are accurately recorded, supported, and reconciled
• Prepare and review reconciliations for: Prepaid assets and accrued liabilities, Fixed assets and depreciation, ORE properties and valuation allowances, Due from accounts, cash-related items, and suspense accounts, Loan and deposit trial balances to GL
• Assist in maintaining proper segregation of duties and internal accounting controls
• Prepare and review recurring and complex accounting entries, including: Property and personal property tax accruals, FDIC and FHLB interest accruals and true‑ups, Director fees, payroll‑related accruals, and benefits accruals
• Perform investment accounting entries, including interest accruals, accretion, amortization, and principal and interest payments
• Manage unrealized gains/losses on available‑for‑sale securities
• Prepare provision for loan losses (supporting schedules and entries)
• Handle federal and state tax accruals
• Maintain investment, bond, and safekeeping records
• Set up prepaids, accruals and fixed assets
• Assist with preparation of financial statements and management reports
• Support preparation of reporting packages for the Board of Directors
• Prepare or assist in preparation of regulatory filings, including: Quarterly Call Report, Monthly Tennessee State Collateral Pool report, Holding company accounting schedules and entries, as applicable
• Assist with ALCO reporting support, including supporting schedules and documentation
• Perform and review monthly and mid‑month reconciliations, including: Fixed asset reconciliations, Prepaid reconciliations, Repo accounts and collateral monitoring
• Maintain organized documentation to support audits, exams, and internal reviews
• Assist in maintaining accounting policies, procedures, and process documentation
• Identify and communicate discrepancies or control weaknesses to accounting leadership
• Respond to accounting‑related requests from auditors and regulatory examiners
• Prepare schedules, reconciliations, and supporting documentation for audits and exams
• Assist in addressing audit and exam findings and follow‑up items in coordination with the CFO
• Support audit readiness through timely reconciliations and clean documentation
• Provide guidance on proper coding of Accounts Payable transactions
• Serve as backup for Accounts Payable processing, as needed
• Assist with oversight of expense trends and reporting
• Support vendor contract documentation and record retention
• Prepare standard and ad‑hoc management reports
• Assist with financial analysis related to expenses, trends, and operational performance
• Support budgeting and forecasting processes by preparing schedules and supporting data
• Ensure compliance with BSA/AML/OFAC policies, procedures, and processes as it pertains to their role in the Bank
• Serve as a technical resource within the accounting team
• Participate in cross‑training to ensure operational continuity
• Demonstrate readiness for increased responsibility and advancement
• Other duties as assigned

Benefits

• Clear pathway toward senior accounting or Controller‑level roles

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 11-50 employees