ABL Ops Analyst

Texas Capital•Dallas, TX

23h

About The Position

An Asset Based Lending Operations Analyst will be responsible for managing and analyzing the operational aspects of asset-based loans, ensuring accuracy and compliance in reporting. The role requires a strong understanding of ABL procedures and operational risk management.

Requirements

Knowledge of ABL loan structures, collateral management and borrowing base calculations
Strong attention to detail
Good organizational skills
Solid communication and interpersonal skills with ability to interact effectively with clients and teammates
1-3 years of experience in asset-based lending, loan operations or financial analysis
Proficiency in financial systems and software, with advanced skills in Excel
Knowledge of ABL loan structures, collateral management and borrowing base calculations
Experience with loan management systems (Stucky, ACBS, etc.)
Associates degree in accounting, finance or related areas

Nice To Haves

Familiarity with regulatory and underwriting requirements related to ABL, such as UCC filings and collateral audits, is a plus

Responsibilities

Analyze borrowing base certificates, accounts receivable, accounts payable, and inventory reports from varied accounting systems on a daily, weekly, and monthly basis for multiple customers across multiple industries
Evaluate customer provided accounting reports while interpreting loan agreement definitions to determine and calculate ineligible collateral as well as implementing appropriate adjustments and reserves
Understand multiple customers’ business and accounting processes in multiple industries and identify and address discrepancies and inconsistencies in reporting
Communicate with the Borrowers regarding daily disbursement and Payment activity
Manage daily changes in loan activity and collateral balances to track borrowing availability
Monitor Borrower compliance to collateral reporting requirements
Charge interest and fee income
Serve as a primary borrower contact for all matters relating to loan and banking operations in conjunction with the ABL Portfolio Manager
Team with Treasury partners to ensure bank account structure complies with loan agreement and meets customer needs