Workers' Compensation Underwriter

MagMutual • Atlanta, MI

9d • Hybrid

About The Position

We are seeking a Senior Workers’ Compensation Healthcare Underwriter with a minimum of 7 years of experience to join our underwriting team. This role requires deep technical expertise in evaluating and pricing workers’ compensation risk, combined with a strong working knowledge of regulatory requirements across jurisdictions. The underwriter will be expected to independently manage a complex book of business, maintain strict compliance with rating bureau rules and filings, and collaborate cross-functionally with internal stakeholders on underwriting, business development, operations, claims, and compliance matters.

Requirements

• Minimum 7 years of workers’ compensation underwriting experience with a carrier
• Retail relationships with workers compensation brokers
• Bachelor's degree required.
• Comfortable working with underwriting platforms, rating tools, policy admin systems, Salesforce, and Excel.
• Proven ability to analyze risk, negotiate effectively, and make sound underwriting decisions.
• Clear, professional, and persuasive communicator with internal teams and external agents.
• Precision in rating, documentation, and classification.
• Works effectively with business development, compliance and claims
• Takes ownership of outcomes and supports peer development.

Nice To Haves

• Prior experience underwriting Umbrella and GL policies are a plus.
• Exposure to compliance functions, internal audit processes, or statutory reporting requirements.
• Proven ability to underwrite within strict compliance boundaries and interpret rules across jurisdictions.
• Confident decision-maker with strong risk appetite alignment and escalation instincts.

Responsibilities

• Manage new and renewal accounts for assigned agents and producers.
• Apply solid risk analysis, pricing strategies, and compliance with state filings and corporate guidelines.
• Build and maintain strong agency relationships in partnership with our Business Development Team.
• Contribute to strategic business planning and organizational projects.
• Monitor portfolio performance, loss ratios, and mod trends across regions and industry segments.
• Identify opportunities to improve underwriting guidelines, appetite, or pricing strategies in coordination with underwriting leadership.

Benefits

• 401(k) and Roth 401(k) with 100% matching on every dollar you save, up to 7% of your salary
• Multiple bonus programs to reward your contributions
• Health, dental, and vision coverage for you and your family
• Company-paid short-term disability, long-term disability, and life insurance
• Generous paid time off, including vacation, holidays, and flexible time-off options
• Comprehensive wellness program featuring health risk assessments and fitness incentives
• Gym membership discounts and incentives
• Paid parental leave to support your family when it matters most
• Professional development opportunities and a culture of transparency — every employee receives a copy of our strategic plan

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 251-500 employees