Workers' Compensation Underwriter

MagMutualAtlanta, GA
7dHybrid

About The Position

We are seeking a Senior Workers’ Compensation Healthcare Underwriter with a minimum of 7 years of experience to join our underwriting team. This role requires deep technical expertise in evaluating and pricing workers’ compensation risk, combined with a strong working knowledge of regulatory requirements across jurisdictions. The underwriter will be expected to independently manage a complex book of business, maintain strict compliance with rating bureau rules and filings, and collaborate cross-functionally with internal stakeholders on underwriting, business development, operations, claims, and compliance matters.

Requirements

  • Minimum 7 years of workers’ compensation underwriting experience with a carrier
  • Retail relationships with workers compensation brokers
  • Bachelor's degree required.
  • Comfortable working with underwriting platforms, rating tools, policy admin systems, Salesforce, and Excel.
  • Proven ability to analyze risk, negotiate effectively, and make sound underwriting decisions.

Nice To Haves

  • Prior experience underwriting Umbrella and GL policies are a plus.
  • Exposure to compliance functions, internal audit processes, or statutory reporting requirements.
  • Proven ability to underwrite within strict compliance boundaries and interpret rules across jurisdictions.
  • Confident decision-maker with strong risk appetite alignment and escalation instincts.
  • Clear, professional, and persuasive communicator with internal teams and external agents.
  • Precision in rating, documentation, and classification.
  • Works effectively with business development, compliance and claims
  • Takes ownership of outcomes and supports peer development.

Responsibilities

  • Manage new and renewal accounts for assigned agents and producers.
  • Apply solid risk analysis, pricing strategies, and compliance with state filings and corporate guidelines.
  • Build and maintain strong agency relationships in partnership with our Business Development Team.
  • Contribute to strategic business planning and organizational projects.
  • Monitor portfolio performance, loss ratios, and mod trends across regions and industry segments.
  • Identify opportunities to improve underwriting guidelines, appetite, or pricing strategies in coordination with underwriting leadership.
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