VP, Auto Lending Strategy

American Credit Acceptance • Spartanburg, SC

9d

About The Position

At American Credit Acceptance (ACA), we are building a company that will stand the test of time. We seek to fulfill our mission — to enable the emerging credit consumer to purchase affordable and reliable transportation — by operating with integrity, partnership, humility, and initiative. We are equally committed to helping our customers improve their credit and achieve long-term financial stability. Our work environment is collaborative and challenging, empowering associates to grow both professionally and personally. We invest in our people because we believe they are the driving force behind our success. Position Summary We are seeking a Vice President, Auto Lending Strateg y to lead key originations activities, including funding and underwriting auto loans. This executive leader will play a critical role in shaping ACA’s future by developing lending strategies that drive long-term growth, optimize loan performance, and strengthen customer relationships.

Requirements

• 10+ years of experience in a Service Operations Environment
• 5+ years of experience with people management and leadership

Responsibilities

• Lead and scale ACA’s originations function with a focus on underwriting and funding performance
• Create and maintain a culture aligned with ACA’s Guiding Principles, fostering accountability, ownership, and teamwork
• Define and execute strategic plans to improve credit quality, funding efficiency, and risk mitigation
• Set performance goals and manage team results, identifying opportunities to increase effectiveness and productivity
• Collaborate cross-functionally with leaders in Credit Risk, Operations, Compliance, and Technology to align on process improvements and ensure regulatory adherence
• Monitor performance analytics and generate insights that inform strategic decisions and drive continuous improvement
• Mentor and develop team leaders, promoting internal mobility and career growth across the organization
• Represent the lending team in executive-level discussions, offering data-driven recommendations and strategic input to support overall company goals.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Education Level: No Education Listed
• Number of Employees: 1,001-5,000 employees