Consumer and Community Banking - Credit Decisioning Unit - Vice President

JPMorganChase • Columbus, OH

2d

About The Position

Play a pivotal role in developing and maintaining the newly created 1st line credit function within the Consumer and Community Banking (CCB) organization. As a Credit Decisioning Unit (CDU) Vice President within the CCB organization, you will be responsible and play a key role in defining the risk appetite for the Lending Business, managing credit risk, ensuring sound lending decisions, and maintaining portfolio health. You will collaborate with key partners in the Credit Risk and Finance organizations to shape credit strategies that align with the business and banks financial goals.

Requirements

• 5+ years of experience in finance, data & analytics, strategy or program management
• Bachelor's Degree in business administration, management or a related field
• Experience in governance, risk management and compliance within the financial services industry
• Excellent organizational and communication skills
• Ability to work collaboratively with cross-functional teams
• Detail-oriented with a focus on accuracy and compliance
• Proficient in Microsoft Office Suite

Nice To Haves

• Experience in Business Banking or retail lending
• Familiarity with competitive analysis and market insights
• Proficiency in data analysis tools and software
• Strong problem-solving skills and strategic thinking
• Ability to adapt to a fast-paced and dynamic environment

Responsibilities

• Support in building a robust platform and framework to be utilized at the highest level of Consumer and Community Banking
• Ensure the platform supports strategic initiatives and aligns with organizational goals
• Collaborate with cross-functional teams to ensure seamless integration and implementation
• Develop strategies for optimizing lending processes and practices
• Implement tools and methodologies to enhance lending efficiency and effectiveness
• Identify and define governance structures and risk appetite for lending activities
• Ensure compliance with regulatory requirements and internal policies
• Implement standards and practices that enhance clarity and accountability and promote consistency and transparency across the department
• Ensure proper measurement tools are in place to assess the performance impact of key business initiatives
• Continuously evaluate the health and performance of the overall portfolio using established reporting

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees