Universal Processor

Commercial Bank • Alma, MI

7h

About The Position

Summary of Duties
The Mortgage & Consumer Loan Processing utilizes a high level of organizational skills and attention to detail to identify priorities and deadlines and determine work schedules to meet those deadlines for processing mortgage loan files and recordkeeping.
Essential Duties and Responsibilities
Included but are not limited to:
· Responsible for the processing, documentation, and closing of consumer and mortgage loans.
· Responsible for preparing the loan closing packages and funding these packages after documents are signed.
· Responsible for reviewing loan documentation for accuracy.
· Prepare loans for sale on secondary market.
· Keeps abreast of regulatory/compliance changes impacting mortgage lending and processing.
· Work with Mortgage Lenders, SuperBankers, Appraisers, and Title Companies.
Other Functions
1. Familiar with and abides by all bank regulations including but not limited to BSA and OFAC.
2. Adhere and comply with all Bank Policies.
3. Other duties as assigned.

Requirements

• High School Diploma/GED required.
• Advanced education in accounting, business administration or related field preferred.
• Minimum requirement of 2 years banking experience or related experience.
• Excellent written, verbal, interpersonal, and problem-solving skills; ability to communicate effectively and project a professional image.
• Willingness and flexibility to work in a team setting.
• Willingness to adapt and adjust to ever changing regulations and guidelines.
• Must be able to multitask and prioritize according to task.
• Must possess PC skills at an intermediate level. Ability to use the Internet.
• Ability to learn compliance and law issues as they apply to mortgages.

Nice To Haves

• Advanced education in accounting, business administration or related field preferred.

Responsibilities

• Responsible for the processing, documentation, and closing of consumer and mortgage loans.
• Responsible for preparing the loan closing packages and funding these packages after documents are signed.
• Responsible for reviewing loan documentation for accuracy.
• Prepare loans for sale on secondary market.
• Keeps abreast of regulatory/compliance changes impacting mortgage lending and processing.
• Work with Mortgage Lenders, SuperBankers, Appraisers, and Title Companies.
• Familiar with and abides by all bank regulations including but not limited to BSA and OFAC.
• Adhere and comply with all Bank Policies.
• Other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Education Level: High school or GED
• Number of Employees: 101-250 employees