Underwriting & Portfolio Management Analyst

Santander

2d

About The Position

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The main function of the Analyst, Underwriting & Portfolio Management is to assist the Underwriter(s) in analyzing, processing and packaging loans. The Analyst, Underwriting & Portfolio Management - Financial Institutions Group, will provide oversight of all aspects of credit quality of the Financial Institutions portfolio working with more senior colleagues, including the daily approval process of individual credits and the formal review process of the portfolio as a whole. Primary responsibility is to review and coordinate the approval of individual counterparty limits and transactions working with more senior members of the team. Monitor the portfolio including the management of limits, review of exposures and relevant news on the clients / sectors covered Will work closely with the bankers in the origination and monitoring their assigned portfolio. Undertake other tasks as may be appropriate to the position as part of the broader team environment.

Requirements

• Bachelor's Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field. - Required.
• 1+ years of related experience and/or training. - Required.
• Excellent written and verbal communication skills.
• Strong analytical skills and proficient with financial statements.
• Ability to work in a fast paced environment with little supervision.
• Ability to work well with others and on teams.
• Demonstrated proficiency in Microsoft Office, including Word, Excel and PowerPoint.
• Demonstrates strong judgment and sound credit skills.
• Knowledge of Federal banking regulations.

Nice To Haves

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
• Experience in Microsoft Office products.

Responsibilities

• Conduct detailed credit analysis and risk assessments for FI clients in the assigned portfolio with a primary focus on structure, documentation and financial analysis on the client.
• Participate in due diligence calls.
• Prepare written risk opinions and analysis.
• Work with bankers on a regular basis and build strong relationships.
• Apply credit policy and risk management standards, procedures and processes for the credit risk management of clients.
• Articulate a convincing case in support of the risk opinion.
• Prepare various portfolio analytical reports and presentations; stay connected with industry trends and macro issues which may impact the portfolio.
• Understand and use internal tools, methodologies and rating models used for underwriting and monitoring.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 5,001-10,000 employees