Underwriting Consultant

UnitedHealth Group•Eden Prairie, MN

About The Position

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. The Underwriting Consultant plays a key role in achieving OptumRx’s sales and renewal financial targets, supporting the Health Plan Reseller Underwriting Team. This position is designed for a self directed, highly adaptable professional who performs well in ambiguous, fast moving environments with limited standardization and a high volume of ad hoc requests. Success in this role requires comfort operating without defined SOPs, the ability to independently assess priorities, and solid judgment to deliver accurate, defensible financial work amid evolving requirements.

Requirements

2+ years of experience in financial pharmacy benefit management, underwriting, or related financial analysis roles
Experience supporting client-facing pricing, consulting, or negotiation discussions
Intermediate to advanced proficiency in MS Excel and MS Office
Demonstrated success in self directed roles with limited structure or predefined processes
Demonstrated solid financial and business acumen, with the ability to make sound decisions under ambiguity
Proven ability to manage multiple competing priorities and ad hoc work streams simultaneously
Proven exceptional attention to detail and ownership of end to end deliverables
Proven solid written and verbal communication skills across multiple levels of complex organizations

Nice To Haves

Experience working directly with Health Plan clients, particularly in non standard or customized arrangements
Experience supporting or owning P&L, margin, or financial guarantee accountability
Background in environments with frequent reprioritization, incomplete data, or compressed timelines

Responsibilities

Independently support new business and renewal RFPs by applying deep knowledge of OptumRx solutions, competitive dynamics, industry trends, and internal financial metrics
Serve as a trusted underwriting partner to Sales and Account Management by proactively identifying risks, opportunities, and financial implications
Deliver accurate, timely pricing analyses in an environment characterized by frequent change, incomplete information, and evolving client requirements
Manage and respond to a high volume of ad hoc health plan requests, balancing speed, accuracy, and stakeholder expectations
Operate effectively without formal SOPs, using sound judgment to determine the appropriate approach, assumptions, and level of detail
Communicate financial impact and recommendations clearly to both technical and non technical stakeholders
Own quality control of work products, ensuring high attention to detail across models, assumptions, and client-facing materials
Continuously adapt priorities as business needs shift, maintaining accountability for deliverables with minimal oversight