Unauthorized Disputes Investigations Specialist

First National Bank Texas•Killeen, TX

About The Position

Investigate and resolve EFT cases, ensuring Reg. E compliance Ability to review and analyze bank archival records, public records, and non-public records Interview customers to obtain additional or clarifying information Contact merchants to obtain necessary information to investigate disputed transactions Properly handle customer inquiries regarding an existing or previous dispute Request chargebacks on applicable transactions to minimize bank loss / retrieve merchant documentation Review merchant documents and conduct additional research to validate information provided by the merchant against customer information and transaction details to determine liability Properly submit requests to escalate chargebacks for Pre-Arbitration Write detailed and concise notes to justify case decisions Meet daily deadlines and goals Perform assigned tasks in accordance with regulations, company policies and procedures Regular and predictable attendance and punctuality Other duties as assigned Position level based on experience and ACE promotion program completion Physical Requirements: Must be able to remain in a sitting stationary position for extended periods of time Constantly operate a computer and other office machinery Ability to lift up to 25 pounds FNBT is an Equal Opportunity Employer

Requirements

At least 18 years of age
High School Diploma or Equivalent
Professional written and verbal communication skills
Working knowledge of Microsoft office and general office equipment
Ability to maintain productivity, focus, and meet strict deadlines amid frequent interruptions with minimal supervision
Detail oriented and ability to organize and prioritize
Must be able to get along with co-workers and work effectively in a team environment
Must successfully pass background investigation according to company policy
Must be able to remain in a sitting stationary position for extended periods of time
Constantly operate a computer and other office machinery
Ability to lift up to 25 pounds

Nice To Haves

Customer service experience preferred
Prior case management, collection, or investigation experience preferred

Responsibilities

Investigate and resolve EFT cases, ensuring Reg. E compliance
Review and analyze bank archival records, public records, and non-public records
Interview customers to obtain additional or clarifying information
Contact merchants to obtain necessary information to investigate disputed transactions
Properly handle customer inquiries regarding an existing or previous dispute
Request chargebacks on applicable transactions to minimize bank loss / retrieve merchant documentation
Review merchant documents and conduct additional research to validate information provided by the merchant against customer information and transaction details to determine liability
Properly submit requests to escalate chargebacks for Pre-Arbitration
Write detailed and concise notes to justify case decisions
Meet daily deadlines and goals
Perform assigned tasks in accordance with regulations, company policies and procedures
Regular and predictable attendance and punctuality
Other duties as assigned