Treasury Management Officer

Plains Commerce Bank • Sioux Falls, SD

5d

About The Position

Treasury Management Officer Position Purpose: The Treasury Management Officer is responsible for developing and managing treasury relationships with ag and commercial clients while driving growth of deposits, fee income, and product adoption. This role works closely with ag and commercial bankers, retail leaders, and operations to evaluate client needs, recommend solutions, onboard services, and promote fraud mitigation tools. The TMO serves as a trusted advisor to clients and supports the bank’s strategy to grow core deposit funding, increase non interest income and deepen relationships. Qualities of a successful candidate include: Bachelor’s degree in Business, Finance, or related field preferred. 5+ years banking or treasury experience preferred. Strong knowledge of treasury products and business banking services. Excellent communication, presentation, and relationship-building skills. Ability to manage complex client needs and follow through on implementation. Strong commercial mindset and consultative sales approach. Responsibilities of this position include (but not limited to): Business Development & Growth Develop new treasury management relationships by expanding services within the existing customer base. Conduct prospecting and calling efforts to generate qualified opportunities. Partner with business banking team and market leadership to identify TM opportunities, in addition to completing annual relationship reviews. Prepare proposals, pricing, and solutions tailored to client needs. Meet goals related to deposit growth, fee revenue, and TM product adoption. Client Relationship Management Act as the primary treasury contact for banking clients. Conduct discovery with business owners to understand working capital and payment needs. Provide training, onboarding, and ongoing support for treasury services. Perform periodic account reviews and identify opportunities for expansion. Monitor customer usage, satisfaction, and retention. Product Knowledge & Implementation Maintain expert knowledge of treasury services including ACH, RDC, wires, merchant, credit card and fraud tools. Partner with implementation teams to onboard new clients. Manage setup timelines, client expectations, and follow-up. Ensure accurate execution of documentation and agreements. Risk & Compliance Evaluate clients for payment and operational risk, including ACH origination and RDC. Follow bank policies and regulatory requirements related to treasury onboarding. Promote fraud prevention tools such as Positive Pay and dual control. Educate clients on fraud trends and best practices. Internal Collaboration Provide training and support to business banking team, retail teams, and internal partners. Support TM product development and process improvements. Participate in pipeline meetings, sales planning, and calling efforts. May perform additional duties as needed.

Requirements

• Strong knowledge of treasury products and business banking services.
• Excellent communication, presentation, and relationship-building skills.
• Ability to manage complex client needs and follow through on implementation.
• Strong commercial mindset and consultative sales approach.

Nice To Haves

• Bachelor’s degree in Business, Finance, or related field preferred.
• 5+ years banking or treasury experience preferred.

Responsibilities

• Develop new treasury management relationships by expanding services within the existing customer base.
• Conduct prospecting and calling efforts to generate qualified opportunities.
• Partner with business banking team and market leadership to identify TM opportunities, in addition to completing annual relationship reviews.
• Prepare proposals, pricing, and solutions tailored to client needs.
• Meet goals related to deposit growth, fee revenue, and TM product adoption.
• Act as the primary treasury contact for banking clients.
• Conduct discovery with business owners to understand working capital and payment needs.
• Provide training, onboarding, and ongoing support for treasury services.
• Perform periodic account reviews and identify opportunities for expansion.
• Monitor customer usage, satisfaction, and retention.
• Maintain expert knowledge of treasury services including ACH, RDC, wires, merchant, credit card and fraud tools.
• Partner with implementation teams to onboard new clients.
• Manage setup timelines, client expectations, and follow-up.
• Ensure accurate execution of documentation and agreements.
• Evaluate clients for payment and operational risk, including ACH origination and RDC.
• Follow bank policies and regulatory requirements related to treasury onboarding.
• Promote fraud prevention tools such as Positive Pay and dual control.
• Educate clients on fraud trends and best practices.
• Provide training and support to business banking team, retail teams, and internal partners.
• Support TM product development and process improvements.
• Participate in pipeline meetings, sales planning, and calling efforts.
• May perform additional duties as needed.

Benefits

• Medical, Dental and Vision
• FSA or Dependent Care
• Supplemental Accident, Hospital, or Critical Illness Plans
• Employer paid Life Insurance, Short Term Disability, and Long-Term Disability
• Additional Voluntary Life Insurance Options
• Paid Vacation, Sick and Volunteer leave
• 401K and Profit Sharing

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level