Trade and Working Capital Sales Originator

U.S. Bank • Minneapolis, MN

4d

About The Position

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. Job Description The Trade Working Capital Sales Originator (TWCSO) operates under the direction of the Head of Sales Originations, who reports to the Group Head for Working Capital Finance. The TWCSO plays a crucial role in driving business development efforts and establishing new client relationships, with a strong focus on delivering value-added financial solutions. Key Responsibilities Develop and engage in new business opportunities with clients, leveraging the full range of working capital finance products. Assist Relationship Managers in the preparation of Supply Chain Finance product sales proposals to clients, internal credit application/proposals and marketing efforts including representing the firm at industry and customer conferences. Win client mandates for comprehensive solutions that can encompass: Supply Chain Finance offerings, including approved payables and accounts receivable purchase. Documentary trade finance solutions, such as import Letters of Credit, export letter of credit services, and related financing options. Other structured trade products like export agency supported financing as part of an overall value proposition. Serve as the key point of contact and partner for assigned ICG coverage group leadership, providing proactive industry, product and market-based thought leadership. Functional Responsibilities of the Originator The TWCSO holds significant responsibility in advancing the firm’s business growth, with a strong emphasis on their assigned specialized industry segment and geographic territories. Operating as a key part of the Institutional Client Group’s overall market strategy, the Originator is primarily tasked with identifying, analyzing, qualifying, and developing new business opportunities in Trade and Working Capital Finance (TWC). To fulfill these responsibilities, TWCSCO routinely interacts with both internal and external contacts. This regular engagement is essential for initiating and maintaining relationships across a broad spectrum of sources, all of which are potential avenues for TWC opportunities. Through these interactions, the Originator can uncover new prospects and ensure the continuity of a healthy pipeline of business leads. The success of the TWCSO in this role depends heavily on effective collaboration and communication skills. These abilities are vital in fostering productive relationships and facilitating the exchange of information necessary to identify and pursue promising business opportunities within the trade and working capital finance landscape. Qualifications and Experience Requirements Basic Qualifications Bachelor’s degree Ten or more years of relevant professional experience Demonstrated expertise in International Banking and Structured Trade Finance Preferred Skills and Experience Master of Business Administration (M.B.A.) degree At least five years of experience in Supply Chain Finance, Traditional Trade, or Asset Based Lending Sales Comprehensive knowledge of receivable purchasing and supply chain finance products, including product strategy development, implementation, transaction pricing, and sales Proven ability to identify and originate new business opportunities through marketing initiatives, contributing to the expansion of the Supply Chain Finance business in terms of assets, market share, and revenue Experience structuring deals as an agent with downstream asset distribution, supporting the growth of a directly originated and lead-arranger book Demonstrated commercial credit skills and the capacity to collaborate effectively with Credit and Relationship Managers Strong strategic and analytical skills Excellent verbal and written communication abilities Exceptional attention to detail and the ability to manage multiple projects and tasks simultaneously Demonstrated business development and negotiation skills, including a proactive and persistent approach to sales If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following: Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Review our full benefits available by employment status here. U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $126,820.00 - $149,200.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants. At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Requirements

• Bachelor’s degree
• Ten or more years of relevant professional experience
• Demonstrated expertise in International Banking and Structured Trade Finance
• Demonstrated commercial credit skills and the capacity to collaborate effectively with Credit and Relationship Managers
• Strong strategic and analytical skills
• Excellent verbal and written communication abilities
• Exceptional attention to detail and the ability to manage multiple projects and tasks simultaneously
• Demonstrated business development and negotiation skills, including a proactive and persistent approach to sales
• Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Nice To Haves

• Master of Business Administration (M.B.A.) degree
• At least five years of experience in Supply Chain Finance, Traditional Trade, or Asset Based Lending Sales
• Comprehensive knowledge of receivable purchasing and supply chain finance products, including product strategy development, implementation, transaction pricing, and sales
• Proven ability to identify and originate new business opportunities through marketing initiatives, contributing to the expansion of the Supply Chain Finance business in terms of assets, market share, and revenue
• Experience structuring deals as an agent with downstream asset distribution, supporting the growth of a directly originated and lead-arranger book

Responsibilities

• Develop and engage in new business opportunities with clients, leveraging the full range of working capital finance products.
• Assist Relationship Managers in the preparation of Supply Chain Finance product sales proposals to clients, internal credit application/proposals and marketing efforts including representing the firm at industry and customer conferences.
• Win client mandates for comprehensive solutions that can encompass: Supply Chain Finance offerings, including approved payables and accounts receivable purchase.
• Documentary trade finance solutions, such as import Letters of Credit, export letter of credit services, and related financing options.
• Other structured trade products like export agency supported financing as part of an overall value proposition.
• Serve as the key point of contact and partner for assigned ICG coverage group leadership, providing proactive industry, product and market-based thought leadership.
• Identifying, analyzing, qualifying, and developing new business opportunities in Trade and Working Capital Finance (TWC).
• Initiating and maintaining relationships across a broad spectrum of sources, all of which are potential avenues for TWC opportunities.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees