Subrogation Examiner - REMOTE

K2 Security Insurance • San Diego, CA

3d • $75,000 - $90,000 • Remote

About The Position

K2 Claims Services, LLC ("K2 Claims") is actively seeking a motivated Subrogation Examiner with multi-line experience handling recovery efforts for commercial auto, homeowners, liability, and inland marine claims. As a third-party administrator (TPA), K2 Claims services specialty programs across property, general liability, auto, professional liability, and workers’ compensation. This is an opportunity to join a well-established, growing company and contribute to building a world-class TPA.

Requirements

• Experience: 8+ years of multi-line subrogation or liability experience is ideal, with a minimum requirement of 5+ years in commercial auto, homeowners, and liability claims.
• Industry Background: Previous experience in a TPA or insurance carrier environment handling diverse programs.
• Licensing: Ability to obtain and maintain all required state adjuster licenses; a California adjuster’s license is preferred.
• Education: Bachelor’s Degree is preferred.
• Technical Proficiency: Skilled in Microsoft Word, Excel, and Outlook.
• Communication: Excellent verbal and written communication skills with a dedicated focus on negotiation and customer service.
• Travel: Must be flexible for occasional business travel for training, mediations, and/or trials.

Nice To Haves

• Specialized Knowledge: Proficiency in handling inland marine and commercial property recovery is highly preferred.

Responsibilities

• Recovery Management: Proactively identify and pursue subrogation recovery opportunities across commercial auto, homeowners, liability, and inland marine lines.
• Investigation: Verify facts of loss by obtaining statements, analyzing documents, and evaluating forensic evidence to establish third-party liability.
• Diverse Caseload: Manage a broad spectrum of recovery files ranging from low-exposure auto collisions to complex inland marine and homeowners property losses.
• Litigation Management: Oversee subrogation litigation, including referring files to recovery counsel, establishing legal budgets, and providing settlement authority.
• Coverage & Liability Analysis: Analyze policy language and risk transfer options to determine insurance priority and maximize recovery potential.
• Large Loss Reporting: Prepare comprehensive reports for senior management and clients regarding recovery status, realized savings, and strategic action plans.
• Negotiation: Effectively negotiate settlements with adverse carriers and third parties within assigned authority.

Benefits

• Medical, dental, and vision coverage
• Competitive base salary plus a bonus plan.
• 401(k) with employer match.
• Generous paid time off, available starting in your first year.
• A collaborative team environment within a growing company.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level