Strategic Finance Associate

Yendo•San Francisco, CA

2d•Remote

About The Position

Hi there, we're Yendo, and our vision is to empower everyday people to build a stronger financial future. In less than 2 years, we’ve saved customers over $100 million in unnecessary interest and fees. We are using AI to unlock the $1.1 trillion in vehicle equity trapped within cars owned by Americans in the form of a high limit, standard rate credit card for those traditionally excluded from mainstream financial offerings. Yendo Credit Cards have similar APRs to those issued for prime borrowers with no hidden fees or overdraft charges and help build their customers' credit score. Yendo's credit limits are 4x higher than cards typically available for non-prime borrowers. Role Overview As a Strategic Finance Associate you will play a key role in shaping financial strategy and decision-making at Yendo. You will support financial planning, forecasting, and analysis to drive business insights and operational efficiency. You will work closely with teams across Product, Growth, Capital Markets, and Operations to ensure financial alignment and support strategic initiatives. You thrive in a fast-paced, high-growth environment and are eager to build scalable financial models, analyze key business metrics, and provide insights that drive company-wide decisions. You have a strong analytical mindset, excellent problem-solving skills, and the ability to work independently while collaborating across teams.

Requirements

3+ years of experience in FP&A, strategic finance, capital markets, or a related role, ideally in fintech or high-growth tech environments.
Strong financial modeling and analytical skills with a deep understanding of lender reporting, investor reporting, forecasting, budgeting, and KPI tracking.
Familiarity with capital markets, debt financing, and investor reporting.
A proactive, strategic mindset with a bias for action and problem-solving.
Ability to communicate complex financial data to non-finance stakeholders in a clear and compelling way.
High attention to detail and the ability to operate in a fast-moving, dynamic environment.
Proficiency in financial tools such as NetSuite, Metabase, and Excel (or SQL for deeper data insights).

Nice To Haves

Experience in a lending, consumer finance, or credit-focused business is a plus.

Responsibilities

Assist in financial planning, forecasting, and budgeting processes to ensure alignment with company strategy.
Support lender and investor reporting requirements, including preparing borrowing bases, collateral and servicing reports, debt covenant reports, and other ad hoc analyses.
Develop and maintain financial models to analyze revenue, costs, and profitability.
Provide data-driven insights to support strategic decision-making across Product, Growth, and Operations teams.
Support capital allocation strategies, including debt financing and fundraising initiatives.
Conduct financial analysis on unit economics, business performance trends, and operational efficiencies.
Assist in automating and improving financial reporting processes.
Collaborate with accounting to ensure accurate financial reporting and variance analysis.
Support investor communications and ad hoc financial analysis as needed.