Staff/Senior Backend Engineer, Platform, Consumer Apps - Klover

Attain • Redwood City, CA

4d • Hybrid

About The Position

Klover’s engineering team powers one of the fastest-growing fintech platforms in the U.S., supporting over one million active users each month. Our systems process and move more than $1.5 billion annually, enabling real-time access to financial tools, rewards, and services that help people improve their day-to-day lives.
As part of this team, you’ll help design, build, and scale the systems that underpin Klover’s core products and platform. You’ll work on high-impact, production-grade systems that prioritize reliability, security, and performance, and that integrate with a broad ecosystem of internal and external services. The work you do will directly shape how users interact with Klover’s products, access their money, and experience transparent, low-fee financial services.
Klover engineers collaborate closely with colleagues across backend, frontend, data science, and product teams to deliver scalable, high-quality solutions for a rapidly growing user base. You’ll have the opportunity to work with modern technologies and architectures while helping define and evolve the next generation of inclusive, data-powered financial products—building systems and interfaces that emphasize reliability, privacy, and performance at scale.
Attain Office Hybrid Schedule (where applicable):
Redwood City, CA: Mondays (in-office for stand-ups, all-hands) and choice of three days between Tues-Friday
Chicago, IL & New York, NY: 4 days in-office; 1 day remote
You’ll be a great fit for the role if
You are excited to build and scale backend systems that support financial products and real-time payments
You thrive in environments where data integrity, security, and performance are critical
You are excited to build microservices using Rust and Go
You have a willingness to learn and teach in a collaborative environment
You’re eager to leverage and develop using AI tools
You’ve been complimented on how well you participate in an open feedback environment

Requirements

• 5+ years of experience building backend services in production environments

Nice To Haves

• Experience in the financial technology, payments, or banking systems industry
• Familiarity with compliance, security, and data privacy standards (e.g., SOC 2, PCI DSS, GDPR)
• Experience designing transactional and event-driven systems for payments, reconciliation systems, or ledger-like applications
• Familiarity with microservice or Service-oriented Architecture
• Experience using gRPC, protobuf, or GraphQL
• Expert knowledge of SQL and experience designing data models for financial data integrity
• Experience with message queues or event streams (e.g., Kafka, RabbitMQ)
• Experience with cloud environments such as AWS, GCP, or Azure

Responsibilities

• Build and evolve microservices that handle high-volume financial and transactional data
• Design and implement APIs that securely connect to third-party payment processors, banks, and fintech partners
• Write thoughtful & quality code that is readable, testable, and easily maintainable
• Develop data-driven services that power account management, transaction history, and financial insights
• Strive for excellent development practices and careful code architecture that is built around rapid releases
• Work cross-functionally with backend, mobile, and product teams to consistently release high-quality, customer-focused financial features
• Adhere to, and improve upon, our agile process through requirement documents, sprint retrospectives, and other regular cadence meetings

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed
• Number of Employees: 1-10 employees