Sr. Mortgage Processor (Decker Branch)

Community Resource Credit Union • Baytown, TX

34d

About The Position

Responsible for processing residential mortgage loan files from application through closing, ensuring accuracy, completeness, and compliance with all applicable federal, state, regulatory, and credit union guidelines. The Mortgage Processor serves as a key liaison between members, credit union staff, and third-party vendors, providing timely communication and exceptional member service. The Mortgage Processor supports the credit union’s mission by facilitating efficient, compliant, and member-focused mortgage lending while maintaining high standards of quality and attention to detail.

Requirements

• Three years to five years of similar or related experience.
• High school graduate with at least 5 years experience in mortgage lending with at least 2 years as a Mortgage Processor.
• Courtesy, tact, and diplomacy are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation.
• Must have good communication skills.
• Must have initiative, persuasiveness, resilience, adaptability and dependability.
• Must have above average PC and typing skills.

Responsibilities

• Manages assigned mortgage loan files from application through closing in accordance with credit union policies, procedures, and regulatory requirements. Review loan applications and ensure all required documentation is complete, accurate, and properly uploaded into the loan origination system. Analyze credit income, asset, and property documentation to identify issues and fulfill underwriting requirements.
• Actively manages the loan pipeline to track milestones, deadlines, and conditions to help ensure timely closings. Proactively follow up on outstanding conditions and documentation required for underwriting and closing.
• Serves as a primary point of contact for members, loan officers, underwriters, closers, title companies, and vendors through the loan process. Order and monitor third party reports and verifications (appraisals, title work, flood certificates, credit reports, etc.)
• Responsible for compliance with all governmental regulations and Credit Union policies, procedures, and guidelines. Responsible for complying with all regulations and rules as required by NCUA.
• Performs others duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED