Sr. Mortgage Loan Processor and Closer
About The Position
We are seeking a detail-oriented Sr. Mortgage Loan Processor and Closer to join our Mortgage Lending team. In this role, you will prepare mortgage packets for underwriting and closing, maintain legal files, and ensure compliance with all lending regulations. This position requires strong organizational skills and the ability to work under time constraints while maintaining accuracy. TENCU is a mission-driven organization focused on providing exceptional service to our employees, members, families and communities. We believe in building a team that is guided by our core values of Member-Centric, Integrity, and Innovation. While we take our work seriously, we don't take ourselves too seriously. We're a team of innovators driven by creativity, collaboration and, above all, the joy we find in what we do.
Requirements
- High school diploma or equivalent required.
- Minimum of two (2) years of related experience.
- Current NMLS license or registration required.
- Customer-Focused Team Player: Works effectively in a team with a positive, customer-first attitude.
- Organized and Efficient: Ability to work independently and make sound decisions
- Effective Communicator: Possesses strong verbal and written communication skills.
- Proficient with Technology: Proficiency in mortgage processing software and related computer applications.
- Proactive Problem-Solver: Possesses strong problem-solving skills and is results-oriented.
- Ability to sit and use a computer for extended periods.
- Ability to lift up to 25 pounds.
Responsibilities
- Order appraisal reports, credit reports, and other required documentation to ensure compliance.
- Complete final evaluation and analysis of mortgage files for submission to the Mortgage Manager.
- Prepare accurate legal closing documents and forward them to the title company with funds for disbursement.
- Review loan commitments for outstanding conditions and clear them as necessary.
- Assist with collection of monthly payments and maintenance of escrow accounts.
- Prepare documentation for mortgage insurance as needed.
- Provide annual escrow account analysis and release funds upon loan payoff.
- Notify borrowers of ARM index, interest rate, and payment changes.
- Prepare required reports for management.
Benefits
- We are proud to offer a comprehensive benefits package with competitive pay, employer-paid medical, dental, and vision insurance, a 401(k) Defined Contribution Plan with a generous 7% match, and eleven (11) paid holidays.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
