Sr. Loan Underwriter - REMOTE

Jobgether
1dRemote

About The Position

This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Sr. Loan Underwriter. In this role, you will play a pivotal part in evaluating and underwriting complex residential mortgage applications, ensuring adherence to regulatory standards and internal policies. Your expertise will allow you to make sound lending decisions while guiding junior underwriters and contributing to the overall risk assessment process. You will also have the opportunity to coach and mentor others, enhancing the team's capability and service quality. This is a critical role that directly impacts customer satisfaction and organizational success.

Requirements

  • Bachelor's degree or equivalent experience preferred.
  • 5-7 years of relevant underwriting experience.
  • Strong knowledge of local mortgage markets and industry trends.
  • Ability to interpret real estate appraisals and identify project risks.
  • Advanced communication skills, both verbal and written.
  • Proficient in Microsoft Office Suite.
  • Demonstrated strong documentation and risk management focus.

Responsibilities

  • Underwrite complex residential mortgage loans and evaluate associated risks.
  • Review and approve complex portfolio loans while applying bank policies.
  • Discuss alternative loan structures and ensure compliance with regulations.
  • Evaluate financial documents and conditions for loan approval.
  • Coach and mentor junior underwriters, assisting with their training.
  • Maintain up-to-date knowledge of mortgage guidelines and regulations.

Benefits

  • Competitive salary and performance-based incentives.
  • Comprehensive health and well-being benefits.
  • Retirement savings programs and paid time off.
  • Career development opportunities and mentorship programs.
  • Flexible work environment and remote access.
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