Sr. Data Analyst, Lending

Chime Financial, Inc•San Francisco, CA

28d•Hybrid

About The Position

As the Sr. Data Analyst for Chime's expanding lending portfolio, you will be instrumental in shaping our data-driven lending strategy and enhancing member liquidity experiences. This role involves close collaboration with Product, Risk, Finance, and Marketing teams. Your core responsibilities will include leading sophisticated analyses, designing and measuring experiments, understanding cross product interactions and providing deep insights into impact drivers. A key focus will be understanding how member demographics and segmentation influence lending needs, and developing optimal product offerings to effectively support them. The base salary offered for this role and level of experience will begin at $140,670 and up to $195,400. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to: Drive advanced analytics and experimentation to support lending growth initiatives, with a focus on causality, measurement, and incremental impact Design and lead experimentation frameworks, including A/B testing and causal inference, to evaluate product and revenue-driving opportunities Build and scale analytical models, segmentation, and reporting to surface insights across the lending funnel Partner closely with Product, Risk, Finance, Marketing, and Data teams to align on strategy, goals, and measurement Deliver clear, actionable insights that influence senior stakeholders and leadership decisions Act as a senior individual contributor, elevating analytical rigor and mentoring through influence and expertise

Requirements

7+ years of experience across product, growth, financial analytics, or data science, with a strong understanding of measurement, causal inference, and incrementality
Advanced SQL skills and strong experience with data visualization tools such as Looker or Tableau
Experience using Python or R for analysis and workflow automation
Proven ability to apply experimentation, A/B testing, statistical analysis, and data science techniques to optimize product and/or revenue-driving opportunities
Excellent communication and data storytelling skills, with the ability to work cross-functionally in a fast-paced environment

Responsibilities

Drive advanced analytics and experimentation to support lending growth initiatives, with a focus on causality, measurement, and incremental impact
Design and lead experimentation frameworks, including A/B testing and causal inference, to evaluate product and revenue-driving opportunities
Build and scale analytical models, segmentation, and reporting to surface insights across the lending funnel
Partner closely with Product, Risk, Finance, Marketing, and Data teams to align on strategy, goals, and measurement
Deliver clear, actionable insights that influence senior stakeholders and leadership decisions
Act as a senior individual contributor, elevating analytical rigor and mentoring through influence and expertise

Benefits

Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute
Competitive salary based on experience
401k match plus great medical, dental, vision, life, and disability benefits
Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
1% of your time off to support local community organizations of your choice
Annual wellness stipend to use towards eligible wellness related expenses
Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress