Sr. Credit Analyst (Risk and Analytics)

Cornwell Quality Tools Co.•Wadsworth, OH

1d•$55,000 - $65,000•Onsite

About The Position

Join the Cornwell Quality Tools Family as a Credit Analyst! Own your future at Cornwell Quality Tools! As part of an Employee-Owned company, you benefit directly from your effort and our success. Join the Cornwell Family where your talent and contributions are rewarded every day! For over 100 years, Cornwell Quality Tools has been the trusted choice of professionals worldwide, delivering top-tier tools and unrivaled quality. Learn more here at www.cornwelltools.com What is in it for you: Top-tier medical plan supporting your health, with a wellness program offering significant savings on weekly premiums. Affordable dental and vision coverage to support overall wellness Paid medical leave to promote recovery and a healthy workplace Generous paid time off (PTO) and paid holidays to help you recharge Competitive wages that reflect your skills and align with market standards Employee Stock Ownership Program (ESOP), letting you share in the company’s success Life insurance and Accidental Death & Dismemberment (AD&D) coverage for added peace of mind Short- and long-term disability insurance for income protection during unforeseen events 401(k) retirement plan eligibility to help you plan for long-term financial security Employee Assistance Program with free, confidential support services A positive, engaging work culture with events like a family summer picnic, employee recognition meals, and more! Your Role: Analyze credit applications, customer profiles, and portfolio performance to assess risk exposure. Develop, maintain, and validate credit scoring and predictive risk models. Perform stress testing and scenario analysis to evaluate portfolio resilience. Collect, clean, and integrate data from internal and external sources (CRM, ERP, credit bureaus, financial statements, etc.). Apply statistical and analytical techniques to identify risk patterns and predict default probabilities. Design automated reporting pipelines and maintain audit-ready documentation. Create interactive dashboards and reports using Power BI and/or Tableau. Present insights and risk recommendations to Sales, Credit, Tech Credit, and senior leadership. Provide early warning indicators for emerging credit risks. Partner cross-functionally to align credit strategies with business objectives. Recommend process improvements in credit review and decision-making. Escalate complex issues to the Director of Customer Finance as appropriate. What We’re Looking For: Bachelor’s degree in Business Management, Finance, Economics, Statistics, Data Science, or related field. 3+ years of experience in credit risk analysis, data analytics, or financial modeling. Strong understanding of credit risk frameworks and lending practices. Proficiency in Microsoft Office Suite, Power BI, Tableau, and database systems. Excellent analytical, problem-solving, and communication skills. Ability to translate complex data into actionable business insights. Strong presentation and interpersonal skills. Detail-oriented with strong organizational and multi-tasking abilities. Ability to work collaboratively across departments. What Success Looks Like: High accuracy and reliability of credit risk models. Timely delivery of monthly risk reporting. Maintain greater than 95% data integrity across credit datasets. Reduction in portfolio risk metrics, including Non-Performing Loans (NPL). Positive stakeholder feedback on insights and recommendations. Physical Demands: Primarily sedentary work involving extended periods of sitting. Occasional exertion of up to 10 pounds. Frequent close visual analysis of data and reporting. Work Environment: Duties are performed in a professional office setting with minimal exposure to adverse environmental conditions. Ready to make a difference? Apply today and experience the rewards of being part of a team that values analytical excellence, collaboration, and your professional growth! Requirements THIS ROLE IS IN OFFICE, 5 DAYS PER WEEK (Wadsworth, Ohio) Equal Employment Opportunity Employer and Provider of Services Salary Description $55,000-$65,000

Requirements

Bachelor’s degree in Business Management, Finance, Economics, Statistics, Data Science, or related field.
3+ years of experience in credit risk analysis, data analytics, or financial modeling.
Strong understanding of credit risk frameworks and lending practices.
Proficiency in Microsoft Office Suite, Power BI, Tableau, and database systems.
Excellent analytical, problem-solving, and communication skills.
Ability to translate complex data into actionable business insights.
Strong presentation and interpersonal skills.
Detail-oriented with strong organizational and multi-tasking abilities.
Ability to work collaboratively across departments.

Responsibilities

Analyze credit applications, customer profiles, and portfolio performance to assess risk exposure.
Develop, maintain, and validate credit scoring and predictive risk models.
Perform stress testing and scenario analysis to evaluate portfolio resilience.
Collect, clean, and integrate data from internal and external sources (CRM, ERP, credit bureaus, financial statements, etc.).
Apply statistical and analytical techniques to identify risk patterns and predict default probabilities.
Design automated reporting pipelines and maintain audit-ready documentation.
Create interactive dashboards and reports using Power BI and/or Tableau.
Present insights and risk recommendations to Sales, Credit, Tech Credit, and senior leadership.
Provide early warning indicators for emerging credit risks.
Partner cross-functionally to align credit strategies with business objectives.
Recommend process improvements in credit review and decision-making.
Escalate complex issues to the Director of Customer Finance as appropriate.

Benefits

Top-tier medical plan supporting your health, with a wellness program offering significant savings on weekly premiums.
Affordable dental and vision coverage to support overall wellness
Paid medical leave to promote recovery and a healthy workplace
Generous paid time off (PTO) and paid holidays to help you recharge
Competitive wages that reflect your skills and align with market standards
Employee Stock Ownership Program (ESOP), letting you share in the company’s success
Life insurance and Accidental Death & Dismemberment (AD&D) coverage for added peace of mind
Short- and long-term disability insurance for income protection during unforeseen events
401(k) retirement plan eligibility to help you plan for long-term financial security
Employee Assistance Program with free, confidential support services
A positive, engaging work culture with events like a family summer picnic, employee recognition meals, and more!