Sr Analyst, Internal Controls

PayPal • Scottsdale, AZ

40d • Hybrid

About The Position

The Senior Analyst, Business Risk and Control Lead (BRCL) position supports both Global Financial Crimes, Customer Protections (GFCCP) and Global Fraud Prevention (GFP) organizations by ensuring PayPal's operations and procedures comply with all relevant laws, regulations, and industry standards. You will support Product and Business owners in daily risk management activities, lead regulatory change management initiatives, collaborate across all defense lines, and provide subject matter expertise in financial crimes, fraud prevention, and compliance programs. This role requires a proactive approach to compliance management, ensuring PayPal not only meets current regulatory standards but is also prepared for future regulatory changes and emerging fraud threats.

Requirements

• 3+ years relevant experience and a Bachelor's degree OR Any equivalent combination of education and experience.

Nice To Haves

• Effective knowledge in financial crimes compliance programs (AML, sanctions, BSA, etc.) and fraud prevention methodologies and regulatory requirements
• Proficiency using compliance management software platforms (ServiceNow and PayPal Tools experience preferred), and analytical tools
• Ability to communicate complex regulatory information clearly and effectively.
• Demonstrate problem-solving skills with ability to operate independently while managing multiple competing priorities with challenging deadlines and exhibiting urgency when necessary
• Expert oral, written and interpersonal communication skills whereby you convey complex information accurately, clearly, and quickly to all levels of management.
• Ability to focus on desired results, determining what is important and urgent, clarifying next steps, and delegating effectively to meet deadlines and achieve desired results
• Self-starter, motivated individual who can move a project / test forward with little direction and/or guidance, willingness to ask the right questions, engage appropriate points of contact to launch tests from conception into motion.
• Demonstrated attention to detail and knowledge of multiple functions within PayPal
• Advanced analytical and reasoning skills
• Must be able to work in a fast-paced environment and work effectively under pressure to make deadlines
• Ability to establish and maintain harmonious working relationships with peers and partners
• Demonstrated ability to learn quickly, manage projects and drive/achieve results.
• Strong computer knowledge; excellent MS Word, Excel, Visio, and PowerPoint skills
• Certifications such as CPA, CIA, CFE, CAMS, etc. (Plus)
• Experience in Audit, Regulatory Exam, Compliance and Risk Management, and Control Testing Methodologies (preferred).

Responsibilities

• Collaborate with internal teams to influence the quality and effectiveness of internal control processes.
• Evaluate and recommend alternative solutions to improve internal control systems.
• May act as a subject matter resource for entry level and developing colleagues
• Conduct assessments of internal control effectiveness and compliance.
• Engage in continuous improvement initiatives to enhance internal control practices.
• Identify potential breaches of regulatory obligations and ensure key controls are in place to mitigate risk across GFCCP and GFP operations
• Build and maintain deep understanding of key risk management principles and PayPal's financial crimes prevention and fraud prevention products and services within your area of responsibility
• Lead regulatory change management processes including gap analysis, remediation planning, and implementation oversight to ensure compliance with evolving regulatory landscapes
• Lead identification, mapping, assessment, and ongoing monitoring of risks (emerging and persistent/active) using PayPal's Integrated Risk Management platform (ServiceNow) across both GFCCP and GFP domains
• Collaborate with stakeholders and utilize AI Tools to map risks and controls to existing business processes and identify opportunities for process improvements in ServiceNow
• Support regulatory change management processes including conducting gap analyses, creating implementation tasks, and ensuring timely remediation of regulatory gaps when applicable
• Leverage ServiceNow and reporting platforms to monitor risk elements, analyze trends, and provide regular updates to management on key risk indicators
• Partner with Market Compliance, Legal, RCPE teams, Risk & Compliance oversight, Product/Functional Area teams, and other key stakeholders to ensure integrated approach to risk and compliance management

Benefits

• At PayPal, we're committed to building an equitable and inclusive global economy. And we can't do this without our most important asset-you. That's why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.
• We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Credit Intermediation and Related Activities
• Number of Employees: 5,001-10,000 employees