Sr. Analyst - Cash Flow Modeling & Analytics

Lincoln Financial • Radnor, PA

22h • Hybrid

About The Position

This position will provide subject matter expertise and direction on complex projects/initiatives for investment cash flow modeling & analytics. The role contributes to the execution of Lincoln’s framework supporting ALM, SAA, pricing, liquidity, and capital analytics. They will ensure cash flow modeling outputs and related analytics are effectively developed, validated, monitored, and governed in alignment with regulatory requirements, business objectives, and Lincoln’s standards. What you'll be doing•Develops, maintains, and validates complex asset flow projection models, using BondEdge or comparable fixed income modeling systems.•Executes and validates production runs and reconciles outputs to security master data, market inputs, and portfolio analytics.•Ensures modeling assumptions, methodologies, and documentation meet requirements across ALM, Actuarial, and Investments.•Supports analyses used for SAA, in force optimization, new business pricing, liquidity planning, and stress testing.•Collaborates across Actuarial, ALM, Portfolio Management, Investment Strategy, Finance, and Enterprise Risk to ensure accuracy, consistency, and interpretability of modeling practices.•Communicates modeling assumptions, sensitivities, and output drivers to both technical and nontechnical audiences with clarity and credibility.•Integrates cash flow outputs with actuarial models, ALM platforms, portfolio systems, optimization tools, and other enterprise operations.•Maintains consistent data governance practices, including version control, quality checks, and audit ready documentation.•Ensures modeling approaches adhere to NAIC statutory accounting guidance, RBC capital factors, and Bermuda Monetary Authority (BMA) frameworks.•Maintains knowledge on current and emerging developments/trends for assigned area(s) of responsibility, assesses the impact, and collaborates with senior management to incorporate new trends and developments in current and future solutions.•Directs and enhances organizational initiatives by positively influencing and supporting change management and/or departmental/enterprise initiatives within assigned area(s) of responsibility.•Identifies and directs the implementation of process improvements that significantly improve quality across the team, department and/or business unit for their assigned area(s) of responsibility.•Provides subject matter expertise to team members and applicable internal/external stakeholders on complex assignments/projects for their assigned area(s) of responsibility.•Supports enterprise initiatives related to balance sheet optimization, capital efficiency, and risk informed investment strategy evaluation.•Contributes to internal audit, regulatory examinations, and model risk governance reviews.

Requirements

• 4 Year/Bachelor's degree (or equivalent) (Minimum Required)
• 5 – 7+ Years experience in Investments, ALM, portfolio analytics, or quantitative modeling directly related to the specific responsibilities of this position. (Required)
• Demonstrated ability to identify and recommend process improvements.
• Demonstrated strong relationship management skills with internal clients (e.g. senior management, peers and colleagues); proven ability to develop creative and collaborative approaches.
• Demonstrates strong interpersonal skills with a collaborative style.
• Demonstrates strong project management leadership skills including, critical ability to coordinate and balance multiple projects in a time-sensitive environment, under pressure, and meeting deadlines.
• Finds common ground and can gain collaboration among senior/executive management, colleagues and peers; can influence outcomes without directing or commanding.
• Proficiency with Microsoft Office Suite (Word, Excel, PowerPoint, Outlook).
• Successfully completes regulatory and job training requirements.
• Extensive experience with BondEdge or comparable cashflow modeling systems (e.g., FactSet, BlackRock Aladdin, Bloomberg PORT, Yield Book).
• Strong proficiency in Python and/or modern data engineering tooling for data processing, automation, and model integration.
• Deep understanding of fixed income analytics, including duration/convexity, prepayments, structured products, reinvestment, and credit migration.

Responsibilities

• Develops, maintains, and validates complex asset flow projection models, using BondEdge or comparable fixed income modeling systems.
• Executes and validates production runs and reconciles outputs to security master data, market inputs, and portfolio analytics.
• Ensures modeling assumptions, methodologies, and documentation meet requirements across ALM, Actuarial, and Investments.
• Supports analyses used for SAA, in force optimization, new business pricing, liquidity planning, and stress testing.
• Collaborates across Actuarial, ALM, Portfolio Management, Investment Strategy, Finance, and Enterprise Risk to ensure accuracy, consistency, and interpretability of modeling practices.
• Communicates modeling assumptions, sensitivities, and output drivers to both technical and nontechnical audiences with clarity and credibility.
• Integrates cash flow outputs with actuarial models, ALM platforms, portfolio systems, optimization tools, and other enterprise operations.
• Maintains consistent data governance practices, including version control, quality checks, and audit ready documentation.
• Ensures modeling approaches adhere to NAIC statutory accounting guidance, RBC capital factors, and Bermuda Monetary Authority (BMA) frameworks.
• Maintains knowledge on current and emerging developments/trends for assigned area(s) of responsibility, assesses the impact, and collaborates with senior management to incorporate new trends and developments in current and future solutions.
• Directs and enhances organizational initiatives by positively influencing and supporting change management and/or departmental/enterprise initiatives within assigned area(s) of responsibility.
• Identifies and directs the implementation of process improvements that significantly improve quality across the team, department and/or business unit for their assigned area(s) of responsibility.
• Provides subject matter expertise to team members and applicable internal/external stakeholders on complex assignments/projects for their assigned area(s) of responsibility.
• Supports enterprise initiatives related to balance sheet optimization, capital efficiency, and risk informed investment strategy evaluation.
• Contributes to internal audit, regulatory examinations, and model risk governance reviews.

Benefits

• Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes
• Leadership development and virtual training opportunities
• PTO/parental leave
• Competitive 401K and employee benefits
• Free financial counseling, health coaching and employee assistance program
• Tuition assistance program
• Work arrangements that work for you
• Effective productivity/technology tools and training

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level