Special Servicing Specialist

Bank OZK•Bremen, GA

About The Position

Founded on a legacy of more than 120 years in banking, Bank OZK is much more than just a company. We’re nationally recognized as an industry leader in financial services. That means we combine exceptional service with innovative technologies to deliver smart solutions to our clients across the country. We’re investing in small businesses, fueling economies in local communities and changing skylines in the largest cities across America. Here, we're not simply filling roles. We're fostering even greater careers. The foundation for a great career starts with an exceptional team and a comprehensive benefits package. We believe in providing our dedicated team members with the best resources to support their physical, mental and financial wellbeing, including generous PTO, 401(k) matching, health, dental, vision (and pet!) insurance as well as special perks and discounts. Learn more about Bank OZK benefits. Calling on past due customers to bring outstanding account or loan obligation current.

Requirements

Working knowledge of federal, state and municipal collection laws.
Knowledge of general banking principles.
Strong internal and external customer service skills.
Good analytical and problem solving skills.
Excellent communication skills both verbal and written.
Ability to multi-task and adapt to change.
Ability to work under general supervision.
Ability to work well with others in a team environment.
Ability to work well under pressure and with exacting deadlines.
Ability to maintain confidentiality of all customer and bank records and information at all times.
Ability to respond to requests and demands professionally and promptly.
Ability to demonstrate empathetic listening skills.
Ability to diffuse customer dissatisfaction.
Skill in using computer and Microsoft Office, including Word, Excel, and Outlook.
High school diploma or equivalent.
Minimum 6 months customer service experience, required.
Minimum 1 year experience with computer skills including Microsoft Word and Excel, required.

Nice To Haves

Prior collection experience or working in a call center, preferred.

Responsibilities

Communicate with borrowers to obtain payment, using various means of contact such a telephone and letters.
Document all collection actions taken, such as telephone conversations, alternative financial arrangements, letters mailed, etc., within the system of record.
Adhere to a regimented talk-off call script outlined by leadership, utilizing urgency and respectful conversation to bring the customer’s past due account current by receiving a payment.
Locate customers with whom the Bank has lost contact using various skiptracing methods.
Utilize tactful and resourceful probing methods that will lead to the location of the customer and/or asset.
Utilize effective communication skills and various forms of persuasion to present a positive Bank image in an already negative situation.
Utilize methods of collection under terms of the contract, depending on the feasibility and applicability of each case if initial collection attempts do not secure required payments.
Maintain positive relations with all customers, discussing sensitive personal financial circumstances in a frank, yet tactful manner, maintaining the Bank’s image.
Adhere to the Standard Operating Procedures and follow all federal, state and municipal collections laws, to include the Fair Debt Collections Practices Act (FDCPA).
Make a minimum of 15 calls per hour.
Maintain good punctuality and attendance at work.
Follow Bank policy, procedures, and guidelines.