Software Engineer, Personal Loans

SoFi•Seattle, WA

About The Position

Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. Join us in revolutionizing the lending landscape. SoFi is seeking enthusiastic Software Engineers who are ready to learn and contribute to the development of the next generation of our financial services platform. Key qualifications of this role include: Taking ownership of delivering key improvements to platform subsystems. Solid fundamentals in languages, common libraries and frameworks. Implement improvements to systems leveraging well established patterns. Writing clear and maintainable code as well as creating relevant test collateral. As a valuable contributor to our team, you will focus on building out the backend services for our next-generation Lending Platform. This role involves full product lifecycle engagement, from initial concept to deployment. Key responsibilities include implementing new features, ensuring code quality, and contributing to the delivery of highly-available, scalable services. Success requires close coordination with Product, Marketing, Operations, Business, Legal, and Compliance teams.

Requirements

Bachelor's or Master's degree in Computer Science, or Software Engineering
2 years of professional full-time relevant work experience, including internships or research assistant roles.
Strong sense of ownership and willingness to learn unfamiliar systems.
Affinity for solving complex problems and the drive to dive deep into the technical details.
Proficiency in Java, Kotlin, or another modern object-oriented language.
Ability to follow established patterns and contribute to well‑defined features.
Ability to write clear, maintainable code and basic unit tests.
Understanding of relational and document database principles.

Nice To Haves

Experience with GIT, Build Automation, and CI/CD Processes.
Understanding of fundamental distributed systems concepts.

Responsibilities

building out the backend services for our next-generation Lending Platform
implementing new features
ensuring code quality
contributing to the delivery of highly-available, scalable services
close coordination with Product, Marketing, Operations, Business, Legal, and Compliance teams