Software Engineer, Loans Originations

SoFi University•Cottonwood Heights, UT

About The Position

We are looking for eager software engineers excited to dive into one of the largest opportunities at SoFi and help drive the next generation of lending products. SoFi is trying to push the boundaries of lending and provide next-level products for our members. We are seeking anyone with big ideas and a drive to help our customers secure financial stability. On our Loans Origination team, you will be in the middle of it all – implementing functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer. The ideal candidate is both forward-thinking and hands-on, has a solid sense of ownership and drive for delivery, and a strong team player. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution. You’ll face and solve a wide range of challenges: technical, product, and operational, shaping your personal growth and career along the way.

Requirements

You will have graduated and your highest level of education is only a Bachelor’s Degree in Computer Science or related major (Spring 2025 / December 2025 New Grads or within 1 year of graduation)
You are available to start working immediately in February 2026
No more than 12 months of professional full-time work experience (excluding internships and research assistant roles)
Reside in the United States and attend a university in the US
Our core stack is Java / Kotlin / React / Microservices / Spring Boot / AWS / PostgreSQL
Familiarity with any modern object-oriented programming languages, Java frameworks, REST APIs and relational databases is a great start
Willingness to roll up your sleeves, collaborate with others and get stuff done
Solid sense of responsibility and ownership; driving a project from inception to completion
Affinity for solving problems and diving deep into the details
Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests
Works effectively with others to take initiative and build stable working relationship

Nice To Haves

Previous intern experience with software engineering
An interest in finance

Responsibilities

Taking charge of creating and developing solutions for product needs and user stories with little oversight
Taking an active part in code and design reviews
Delivering resilient and scalable code
Working in a fast-moving, highly collaborative environment across multiple offices and teams
Using various object-oriented languages to develop robust and scalable apps in a cloud-based microservices environment
Participating in shaping the technical architecture of the product
Providing input on new initiatives and technological advancements
Learn about new technologies, tools and processes that will build your skill set and help shape your career

Benefits

Personalized Mentorship Program
Fully stocked kitchen (snacks & drinks)
Access to senior leadership, including round tables with executives across all functions of SoFi

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