Software Engineer III - Payment Processing

Bank of America•Addison, IL

6d•Onsite

About The Position

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for developing and delivering complex requirements to accomplish business goals. Key responsibilities of the job include ensuring that software is developed to meet functional, non-functional and compliance requirements, and solutions are well designed with maintainability/ease of integration and testing built-in from the outset. Job expectations include a strong knowledge of development and testing practices common to the industry and design and architectural patterns.

Requirements

10+ years of progressive experience in enterprise software development
Strong proficiency in Java, with deep hands‑on experience in:
Spring Boot
Spring Batch
RESTful API development
Solid experience working with Oracle databases (SQL, performance tuning, schema design)
Hands‑on experience building systems for high‑throughput, low‑latency environments, preferably in the payments domain
Strong understanding of Agile development methodologies
Proficient with Git/GitHub or similar source control tools

Nice To Haves

Experience designing and building solutions in AWS or other cloud platforms
Demonstrated success modernizing legacy platforms for cloud scalability and resiliency
Exposure to or hands-on experience with AI/ML solutions, including:
Intelligent automation
Data-driven decisioning
Predictive or anomaly detection systems
Knowledge of DevOps practices, CI/CD pipelines, and infrastructure-as-code concepts
Prior experience in payments, banking, or financial services technology

Responsibilities

Codes solutions and unit test to deliver a requirement/story per the defined acceptance criteria and compliance requirements
Designs, develops, and modifies architecture components, application interfaces, and solution enablers while ensuring principal architecture integrity is maintained
Mentors other software engineers and coach team on Continuous Integration and Continuous Development (CI-CD) practices and automating tool stack
Executes story refinement, definition of requirements, and estimating work necessary to realize a story through the delivery lifecycle
Performs spike/proof of concept as necessary to mitigate risk or implement new ideas
Automates manual release activities
Designs, develops, and maintains automated test suites (integration, regression, performance)
Design and build high‑performance batch and real‑time processing solutions using Spring Boot and Spring Batch
Develop and consume RESTful and SOAP-based services in high‑availability, high‑volume environments
Ensure solutions adhere to security, resiliency, performance, and regulatory requirements
Partner with product owners to onboard and refine new functional and non‑functional requirements
Apply sound architectural and design patterns while maintaining enterprise architecture standards
Perform and lead code reviews, enforcing quality, security, and performance best practices
Design and maintain automated test suites (unit, integration, regression, and performance)
Actively participate in Agile ceremonies, contributing to sprint planning, estimation, and execution