Small Business Banking Underwriter

UMB Bank•Kansas City, MO

1d•$51,480 - $99,330•Hybrid

About The Position

The Small Business Banking Underwriter will analyze and make credit decisions for small business banking clients in accordance with UMB policies and Federal regulations. They will complete cash flow, capital and collateral analysis for credit requests and properly structured approved loans.

Requirements

Bachelor's Degree in (or emphasis in) business, marketing or finance preferred
2+ years of experience in commercial lending or related banking
Proficiency on MS Office products (Word, PowerPoint, and Excel)
Excellent communication skills (written & verbal)
Good interpersonal & relationship building skills
Strong understanding & knowledge of accounting principles, financial statements, & marketing practices
Knowledge of SBSS Scoring Model preferred
Ability to analyze and review loan applications to provide profitable results in the underwriting of small business loans and related credit products

Nice To Haves

Knowledge of SBSS Scoring Model preferred

Responsibilities

Analyze financial statements
Utilize bank systems for loan processing and completion of loan proposal
Complete underwriting and communicate credit decisions within SLA benchmarks
Work closely with bank associates to facilitate loan closings
Manage pipeline of credits and prioritize incoming credit requests and tasks
Maintain working knowledge and stay current on lending and other bank policies

Benefits

Paid Time Off
401(k) matching program
annual incentive pay
paid holidays
a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage
health savings, flexible spending, and dependent care accounts
adoption assistance
an employee assistance program
fitness reimbursement
tuition reimbursement
an associate wellbeing program
an associate emergency fund
various associate banking benefits