Small Business Underwriter

Berkley • Durham, NC

6d

About The Position

Berkley Aspire is passionate about making excess and surplus lines business easy to transact. We differentiate ourselves by continually innovating to bring market-leading technology and services to our agents and their clients. From direct bill with installments, to not requiring renewal applications for 80% of our small business policies, we focus on making it easy, expeditious, and efficient for agents and consumers. Berkley Aspire writes from small, minimum premium, policies to accounts over six figures. We offer General Liability, Property, Inland Marine and Excess policies through Berkley appointed agencies in 49 states. The E&S Small Business Production Underwriter will produce new business as part of an assigned territory underwriting team(s). The SBU will help manage the assigned underwriting territory(s) to achieve profitable grown, including underwriting new business and marketing to our Agent partners. Identify new business opportunities and manage agency relationships. This role can be located in our West Chester, Ohio or Richmond, VA offices, or in North Carolina, South Carolina or Tennessee.

Requirements

• Bachelor's degree and two plus years related insurance experience; or equivalent combination of education and experience.
• Minimum of two years of experience in E&S underwriting.
• Must have strong customer service background in a professional environment.
• Strong customer focus and the ability to respond with a sense of urgency.
• Entrepreneurial qualities, such as trying innovative solutions, resiliency to change and recognizing what is most important to get done.
• Teamwork, providing and welcoming open, honest, respectful, and constructive feedback.
• Ability to work independently and in a team environment.
• Ability to communicate effectively.
• Demonstrated strong written and verbal communication skills.

Nice To Haves

• Have obtained or be actively working on obtaining insurance designations relevant to our field (AINS, ASLI, CPCU, CIC) id preferred.

Responsibilities

• Review and underwrite new business submissions for acceptability according to authority granted.
• Evaluate, accept, reject, or modify risks within established underwriting guidelines and authority.
• Comply with company policies, procedures and rating plans when evaluating and managing risk.
• Make sound risk and pricing decisions that achieve profitable loss ratios.
• Achieve designated customer service standards with a focus on fast turn-around time.
• Participate in territory team marketing calls, video conferences, and agency visits. Some travel may be required.
• Provide detailed issuance instructions to ensure policy is delivered consistent with quoted terms and conditions and in accordance with established guidelines relative to policy construction.
• Utilize various underwriting tools to determine acceptable risk characteristics, accurate classifications, insurance to value, calculate rates, etc.
• Recognize and create cross-selling opportunities for other company products.
• Actively market small commercial product to agents and travel within assigned territory, as necessary.
• Reinforce our “ease of doing business” model by meeting or exceeding expectations and service standards on a consistent basis.
• Continues to increase underwriting knowledge and skills. This may be done through formal education (AINS, ASLI, CPCU, CIC).
• Operates according to underwriting authority as granted by Berkley Aspire.
• May perform other functions as assigned.

Benefits

• Aspire offers Medical, Dental and Vision coverage. Our onsite Scottsdale, AZ Wellness Center and companywide Employee Assistance Program are free to employees and are here to support your overall well-being. Our flexible work schedule with a work-from-home day means you can balance work and life like a pro.
• Our Health Savings Accounts have automatic company contributions if you sign up, and we offer Flexible Spending Accounts, STD, LTD, life insurance policies, and more. Plus, we offer a 401(k) program, profit-sharing program, and stock purchase plan - investing in your future has never been so rewarding.
• We've got you covered with competitive paid time off, paid sick time, and 12 weeks of paid parental leave. Plus, you get paid holidays, a floating holiday, and paid volunteer time - because giving back to the community is important to us at Aspire!
• Come grow with us! Level up with company sponsored conferences, tuition assistance, and industry-related education and exams. We have many internal promotional growth opportunities - because we believe in growing together.
• We believe in working hard and playing hard. We embrace team building and are enthusiastic about sponsoring fun activities inside and outside of the office. Our Plum Benefits program gives you cost-free access to thousands of exclusive travel and entertainment discounts - it's like a VIP pass to fun.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level