Senior Underwriter, Innovation Economy

Hiscox•Boston, MA

14d•$100 - $140•Hybrid

About The Position

Build a brilliant future with Hiscox Senior Underwriter, Innovation Economy Role Overview: As a Senior Underwriter, you will be a key member of the Underwriting team with a primary focus on broker relationship management and new business generation across multiple industry verticals, including Fintech, Enterprise Software, Health & Life Sciences, and Consumer Products & Hardware. In this role, you will underwrite larger and more complex accounts across a variety of commercial insurance lines while serving as a trusted underwriting partner to both existing and newly appointed brokers. You will be responsible for developing strong distribution relationships, securing high-quality submissions, and driving profitable growth across all verticals. Over time, you will help shape underwriting strategy, contribute to underwriting guidelines and playbooks, and partner closely with Account Management and leadership to manage and grow the overall book of business. As the portfolio matures, you will increasingly focus on up-market opportunities and strategic broker relationships.

Requirements

5+ years of commercial underwriting experience in one or more of the following areas: Property & Casualty Management Liability (D&O, EPL, Fiduciary) Cyber Errors & Omissions
Proven experience underwriting complex or middle-market accounts
Demonstrated ability to build and maintain broker relationships and generate new business
Strong risk assessment, decision-making, and communication skills
Comfortable operating in a fast-growing, entrepreneurial underwriting environment

Nice To Haves

Experience working across multiple industries or verticals strongly preferred

Responsibilities

Underwrite complex commercial accounts across one or more of the following disciplines: Property & Casualty, Management Liability, Cyber, and/or E&O
Evaluate risk, structure coverage, and price accounts in accordance with underwriting guidelines and appetite
Manage a profitable and diversified book of business across multiple industry verticals
Contribute to the development, refinement, and implementation of underwriting guidelines and best practices
Partner with Account Management to ensure strong retention, renewals, and overall client experience
Serve as a primary underwriting point of contact for assigned brokers, building long-term, consultative relationships
Actively drive new business submissions from existing, newly appointed, and future broker partners
Support the onboarding and development of new broker relationships, including education on appetite, products, and underwriting approach
Collaborate with distribution partners to expand capabilities and identify new growth opportunities across all verticals
Represent the underwriting team externally through broker meetings, presentations, and industry engagement
Act as a senior underwriting resource and mentor to junior underwriters and advisors
Contribute to underwriting playbooks, training materials, and internal knowledge sharing across verticals
Provide market feedback and insight to leadership on broker trends, competitive dynamics, and emerging risks
Support brand-building efforts through thoughtful underwriting, broker engagement, and consistent execution

Benefits

Competitive salary and bonus (based on personal & company performance)
401(k) with competitive company matching
Comprehensive health insurance, vision, dental and FSA plans (medical, limited purpose, and dependent care)
Company paid group term life, short- term disability and long-term disability coverage
24 Paid time off days, 2 Hiscox Days, 10 paid holidays, and ability to purchase 5 PTO days
Paid parental leave
4 week paid sabbatical after every 5 years of service
Financial Adoption Assistance and Medical Travel Reimbursement Programs
Annual reimbursement up to $600 for health club membership or fees associated with any fitness program
Company paid subscription to Headspace to support employees’ mental health and wellbeing
Recipient of 2024 Cigna’s Well-Being Award for having a best-in-class health and wellness program
Dynamic, creative and values-driven culture
Modern and open office spaces, complimentary drinks