Senior Risk Analyst

Attain Finance

2d • $85,000 - $120,000 • Remote

About The Position

Are you ready to make a difference in the world of consumer finance? At Attain Finance, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs.
Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. Our portfolio includes distinguished brands like Cash Money®, LendDirect®, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit. Each brand is constantly evolving to better serve our customers.
Be part of a dynamic team that is shaping the future of consumer finance. Apply today and take the next step in your career with Attain Finance!
Responsibilities
Reporting to the Director of Credit Risk, you will utilize customer loan data and provide analysis across various aspects of customer life cycle including underwriting, account management and/or collections. You will be responsible for developing, designing and implementing portfolio optimization and account risk strategies.

Requirements

• BS/MS in a quantitative discipline (Statistics, math, qualitative social science, operation management, finance, ) or equivalent working experience
• 2+ years of experience in consumer finance or analytical experience in a related industry Experience in Financial Services with emphasis on consumer lending products
• Intermediate to advanced experience in SQL, Snowflake, SAS or Python
• Strong analytical skills and an understanding of how to utilize data to target improvements and solve problems
• Strong organization skills and the ability to communicate effectively, both verbally and in written form
• Exceptional problem-solving skills and ability to work effectively with minimal supervision
• Comfortable working both independently and in a team environment

Responsibilities

• Develop strategies to optimize branch efficiency and performance including collections strategy, application pull-through, branch optimization, capacity planning and alternative operating models.
• Implement A/B testing plans to evaluate the financial and operational impact of proposed strategies on the overall business.
• Work closely with operational leaders to devise risk policies, identify actionable insights, suggest recommendations and influence the overall direction of the business.
• Develop dashboards to monitor and analyze portfolio and segment-level performance including performance of implemented strategies.
• Summarize and present results across a wide range of business areas to the executive team.
• Become familiar with assigned markets and products for use in developing/modifying operating and collections strategies to meet business goals.

Benefits

• Flexible Paid Time Off Program
• Medical
• Dental
• Vision
• Life Insurance
• Disability
• other voluntary coverages
• 401k program, starting on the first of the month following 30 days of employment with a company match

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 1,001-5,000 employees