Senior Risk Analyst

Tilt Finance

1d • Remote

About The Position

At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. Named among the next billion-dollar startups, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.
The Opportunity: Senior Risk Operations Analyst
We are seeking a Senior Risk Operations Analyst to join our Risk Operations organization. This role focuses on analyzing fraud trends, investigating suspicious behavior, and supporting fraud controls through data-driven insights.

Requirements

• 4+ years of experience in fraud analysis, risk operations, or a related role.
• Working knowledge of fraud typologies such as payments fraud, ATO, abuse, social engineering, or identity fraud.
• Proficiency in SQL for querying data and validating trends.
• Experience using dashboards or reporting tools (Looker, Tableau, Power BI, or similar).
• Ability to interpret behavioral data and explain findings clearly.
• Strong attention to detail with a structured, analytical approach to problem-solving.
• Comfortable working in a fast-paced environment with evolving priorities.

Responsibilities

• Analyze fraud and risky user behavior to identify patterns, anomalies, and drivers of losses or customer friction.
• Conduct fraud investigations and deep dives into alerts, trends, spikes, and known fraud MOs.
• Support rule reviews, tuning, and policy changes by providing data and analysis.
• Assist with testing and pilots (e.g., rule changes, workflow updates, messaging changes) by tracking metrics and outcomes.
• Document findings and insights clearly so they can be actioned by senior analysts and operational teams.
• Collaborate across multiple lines of business to ensure insights translate into practical next steps.
• Stay informed on common fraud typologies and evolving tactics impacting the business.

Benefits

• Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.
• Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.
• Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.
• Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.
• Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)
• Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed