Senior Product Manager, Merchant Risk

Affirm

2d • $169,000 - $240,000 • Remote

About The Position

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
Trust is foundational to everything we do. As Affirm scales globally, protecting our consumers, merchants, and platform from fraud —while maintaining a seamless, friendly experience—is critical to our mission.
As a Senior Product Manager for Merchant Risk, you will play a key role in building and scaling systems, experiences, and policies that keep Affirm safe for consumers and merchants worldwide. You will drive the product strategy for the key product areas of merchant underwriting and portfolio management, and build robust systems to assess, monitor, and mitigate credit and fraud risk across platforms, channels, and geographies.

Requirements

• 5+ years experience in Product Management
• Ability to work in a global environment across multiple locations and time zones to drive consensus in cross-functional teams
• Strong written and verbal communication skills with the ability to articulate customer problems and drive alignment with cross-functional teams and leadership
• Comfortable in an ambiguous matrixed organization
• The ability to turn incomplete, conflicting, or ambiguous inputs into solid action plans
• Excellent at identifying and prioritizing high impact initiatives
• Experience developing data-driven strategies for streamlining and improving operations - all without sacrificing product quality
• Bachelor’s or Master’s in Computer Science, or other related fields; or equivalent practical experience.

Nice To Haves

• Familiarity with a highly regulated industry preferred

Responsibilities

• Develop the vision and strategy for new and existing merchant risk products to maximize the value we provide to our customers and scale operational workflows
• Drive product roadmap and own prioritization process for the Merchant Risk domain.
• Lead and guide product direction for a cross-functional team of engineering, analytics, and platform partners. All with a platform mindset.
• Define product requirements, work with engineering teams in sprint planning and prioritization of user stories to deliver the requirements, work with other stakeholders on planning and launching the products/features.
• Engage and cultivate relationships with product, engineering, and platform partners to influence shared cross-team directions and manage risks or trade-offs.
• Communicate clearly and crisply with leadership stakeholders and drive alignment across multiple teams and organizations through formal operational processes and in scrappy ways

Benefits

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

What This Job Offers

• Job Type: Full-time
• Career Level: Senior