Senior Operations Analyst, TDS Whole Loan Middle Office

TD Bank•New York, NY

3d•$110,000 - $130,000

About The Position

The Fixed Income Operations team supports the end-to-end trade lifecycle for TD Securities' trading and investment activities. As TD builds a new Whole Loan business, this team will play a critical role in ensuring seamless execution, risk mitigation, and superior client service. The Senior TDS Ops Analyst Will actively support daily operations of the Whole Loan business. Responsibilities include trade capture, processing and reconciliation with emphasis on monthly remittance reconciliation, cash settlement and other loan lifecycle events. The role requires collaboration with the VP and front office teams to resolve discrepancies and maintain trade accuracy and integrity.

Requirements

3–6 years of experience in fixed income operations or middle office roles.
Strong Whole Loan product knowledge with expertise in remittance processing and loan lifecycle events.
Solid understanding of trade capture, allocation, confirmation, and settlement processes.
Experience resolving breaks, fails, and reconciliation issues.
Proficiency in MS Excel and operational systems (Broadridge Impact, SITUS, SBO).
Strong analytical, problem-solving, and communication skills.
Bachelor's degree required, relevant certifications a plus

Nice To Haves

Preferred Qualifications:

Responsibilities

Execute and oversee processes for remittance reconciliation and processing, cash management and loan lifecycle events.
Ensure accurate and timely trade capture, allocations, and confirmations.
Monitor and resolve trade discrepancies, breaks, and settlement fails.
Settlement of hedges including MBS TBAs, US Treasuries and other fixed income instruments.
Manage treasury funding needs to ensure proper cash and liquidity.
Liaise with front office, sales, technology, and external counterparties to address and resolve issues.
Support new business initiatives and the implementation of system enhancements.
Maintain strong operational controls and documentation.
Identify and escalate potential risk events promptly.
Provide input into workflow enhancements and automation initiatives.
Support the development of procedures and best practices for the Whole Loan middle office function.