Senior Mortgage Loan Processor
About The Position
MCI Mortgage is seeking a high‑performing Senior Mortgage Loan Processor to manage a busy pipeline of purchase‑driven mortgage loans. This role is ideal for a processor who thrives in a fast‑paced environment, understands how to drive files from submission to clear‑to‑close, and can operate with independence and accuracy. You will work closely with loan officers, underwriters, borrowers, and third‑party vendors to ensure loans move efficiently through the pipeline while maintaining compliance and investor guideline standards. Expected Production Average pipeline: 20–30 active loans Consistent purchase loan volume from a major home builder Exposure to multiple loan programs and products High‑production environment with steady deal flow Opportunity to grow with a rapidly expanding mortgage company
Requirements
- 4+ years of Mortgage Loan Processing experience
- Experience processing purchase loans
- Strong knowledge of Conventional, FHA, VA, and USDA guidelines
- Experience managing files from submission through closing
- Proficiency with a Loan Origination System (Encompass required)
Nice To Haves
- Experience reviewing DU and LPA findings
- Experience with Non‑QM loan programs (Bank Statement, DSCR, etc.)
- Experience working in multiple investor portals
Responsibilities
- Process mortgage loans from submission through clear‑to‑close
- Review loan applications, credit reports, income, assets, and property documentation
- Ensure files meet investor, agency, and underwriting guidelines
- Work directly with underwriters to clear conditions quickly
- Review borrower documentation for accuracy and completeness
- Structure files for efficient underwriting approvals
- Manage a high‑volume pipeline of active mortgage loans
- Monitor rate lock expirations and closing timelines
- Maintain detailed notes and documentation within the LOS
- Order and manage appraisals, title, insurance, VOE, transcripts, and other verifications
- Follow up with vendors to ensure timely delivery of required documents
- Serve as the primary point of contact for loan officers, borrowers, underwriters, and vendors
- Provide regular updates on loan status and outstanding conditions
- Must be comfortable speaking with borrowers by phone
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
