Senior Manager-Risk Management

American Express•New York, NY

44d•Hybrid

About The Position

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. How will you make an impact in this role? The Senior Manager position is a critical hands-on leadership role in the US Commercial Capacity team that will be responsible for Commercial Limits Underwriting strategies and capabilities. The incumbent will play an influential role working closely with partners in Product, Sales, RPDS & GSN to create and drive strategies to grow the portfolio through transformational ideas and new capabilities that outclass competitors and provide world-class customer experience. The incumbent's key responsibilities will include but not limited to: Partner with Product and RPDS to build best in class next-generation underwriting capabilities Incumbent is responsible for capacity/limit management for the US GCS portfolios - this includes the analytics, strategy and capabilities, across new accounts and existing customers. Work with the Product, Servicing, and Sales teams within the GCS organization and broader CFR organization to design and implement strategic initiatives that enable prudent and profitable growth while controlling for through-the-cycle volatility. Drive deep-dive analytics and partner with the Decision Science team to enhance economic logic that supports core risk management decisions.

Requirements

4+ years of experience in relevant credit risk management expertise
Strategic thinking, with a focus on innovation
Deep knowledge of commercial business and AXP risk capabilities
Strong analytical skills and an innovative approach to solving both practical and theoretical business problems
Intellectual curiosity, adaptability in a dynamic environment, and an ability to re-engineer long-standing processes and infrastructure
Ability to build strong relationships, operate within large cross-functional teams, and influence business partners to drive change
Ability to communicate and interact effectively with internal CFR and commercial executive leadership team/partners
Strong knowledge on financial statement and key financial ratios

Responsibilities

Partner with Product and RPDS to build best in class next-generation underwriting capabilities
Incumbent is responsible for capacity/limit management for the US GCS portfolios - this includes the analytics, strategy and capabilities, across new accounts and existing customers.
Work with the Product, Servicing, and Sales teams within the GCS organization and broader CFR organization to design and implement strategic initiatives that enable prudent and profitable growth while controlling for through-the-cycle volatility.
Drive deep-dive analytics and partner with the Decision Science team to enhance economic logic that supports core risk management decisions

Benefits

Competitive base salaries
Bonus incentives
6% Company Match on retirement savings plan
Free financial coaching and financial well-being support
Comprehensive medical, dental, vision, life insurance, and disability benefits
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities