Senior Manager, Internal Fraud Governance

American Express • Charlotte, NC

90d • $89,250 - $150,250

About The Position

The Senior Manager, Internal Fraud Governance plays a key leadership role in strengthening and harmonizing American Express's internal fraud risk management framework across the enterprise. Reporting to the Director, Internal Fraud Governance, Program Management & Reporting, this role leads two governance professionals and partners across multiple lines of defense to ensure consistent execution of internal fraud standards, controls, metrics, and oversight processes across the first line of defense. This leader will support the development of an enterprise-wide internal fraud governance framework, oversee cross-functional stakeholder engagement, and ensure the program aligns with regulatory expectations, enterprise risk standards, and operational excellence. The role requires a balance of strategic thinking, governance rigor, and strong relationship management to influence across diverse functions and business units.

Requirements

• Bachelor's degree in Business, Risk Management, Compliance, or related field required; Master's preferred.
• 8+ years of experience in risk governance, compliance, fraud risk management, or audit, ideally within financial services or a regulated environment.
• Demonstrated success in building or enhancing governance frameworks and managing cross-functional stakeholder relationships.
• Prior experience leading a team or mentoring individual contributors.
• Strong knowledge of enterprise risk management, fraud control frameworks, and governance principles.
• Proven ability to design and maintain governance processes, including committee management, reporting, and documentation.
• Excellent communication, facilitation, and presentation skills with experience engaging senior executives.
• Strong organizational and program management skills with attention to detail and process rigor.
• Experience working with regulatory agencies and managing audit engagements.
• Proficiency in Microsoft Office Suite (Excel, PowerPoint, Word) and data visualization tools (e.g., Tableau, Power BI).

Responsibilities

• Define and enforce governance standards, including enterprise-level procedures, controls, and risk metrics.
• Establish and maintain a consistent approach for risk identification, escalation, and decision-making across business units.
• Manage integration and coordination among internal fraud stakeholders across first, second, and third lines of defense, collaborating on internal fraud program execution.
• Run governance forums and working groups focused on internal fraud risk management.
• Facilitate the development and dissemination of key risk indicators (KRIs), control effectiveness metrics, and reporting dashboards.
• Support the creation and execution of training programs to enhance awareness and adherence to internal fraud governance standards across the organization.
• Manage regulatory requests, control testing support, and audit follow-up to ensure timely and effective issue resolution.
• Lead, mentor, and develop two Governance Analysts to deliver high-quality, consistent outputs and enhance governance maturity across the enterprise.
• Promote a culture of integrity, transparency, and continuous improvement.
• Serve as a subject matter expert and thought leader on governance best practices, frameworks, and enterprise coordination.
• Support the evolution of the governance operating model and enhance program maturity.
• Identify opportunities to simplify processes, streamline reporting, and automate governance workflows.
• Ensure all governance documentation, policies, and procedures are current, accurate, and easily accessible.
• Drive proactive communication and engagement across stakeholders to promote awareness, alignment, and accountability.

Benefits

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree