Senior Manager, Fraud Risk Strategy

Current•New York, NY

1d•$180,000 - $250,000

About The Position

Current is a leading consumer fintech platform transforming financial access for everyday Americans with over five million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes. ABOUT THE ROLE: We are looking for a Senior Manager to join our Fraud Strategy team. This role entails driving our fraud prevention, detection, and mitigation across the domains of onboarding, authentication, ATO, and account management processes. The key objectives of this role are to minimize financial losses and operational costs while enabling improved experiences and ensuring compliance. This is a critical role for the company at a time of rapid scale, and requires a leader with a business owner mentality and exceptional analytical skills.

Requirements

6+ years of progressive experience in analytics functions, including at least 4-6 years as an individual contributor performing quantitative analysis
Prior experience in user risk management is required
Undergraduate Degree with a quantitative major in Statistics, Economics, Computer Science, Mathematics, or related field.
Expert in exploratory and business analysis, experimental design, profitability drivers / unit economics
Exceptional written and oral communication skills.
Strong people leader and collaborator.
Able to handle competing priorities and influence leadership decision-making.

Responsibilities

Manage user risk prevention, detection, and mitigation strategies, including onboarding (KYC) and account access controls, ATO defenses, suspicious user prediction and monitoring, and account restrictions and closures, in order to drive Company and role objectives
Develop strategy for risk capabilities (automated and manual) that will minimize risk, costs, and losses while enabling better customer experiences
Forecast, manage and be accountable for total cost of user risk policies, including downstream customer outcomes and associated business impact
Set and deliver the roadmap that includes end to end discovery, including exploratory analysis, business case development, experimental design, performance forecasting and monitoring, model development and monitoring, and incident management
Collaborate with Engineering, Product, and Data teams and other internal and external partners to deliver the new capabilities, risk models and policies and policy changes on the Risk roadmap
Leverage subject matter expertise in regulations and external partners / value chains e.g. KYC and authentication technologies in order to deliver business results.
Identify and exploit emerging tools, capabilities, and/or data sources which will drive a strategic advantage for Current.
Partner with Fraud Operations and Compliance teams to ensure compliance, including procedure documentation and adherence, regulatory / bank partner exams, and Issue management.

Benefits

Competitive salary
Meaningful equity in the form of stock options
401(k) plan
Discretionary performance bonus program
Biannual performance reviews
Medical, Dental and Vision premiums covered at 100% for you and your dependents
Flexible time off and paid holidays
Generous parental leave policy
Commuter benefits
Fitness benefits
Healthcare and Dependent care FSA benefit
Employee Assistance Programs focused on mental health
Healthcare advocacy program for all employees
Access to mental health apps
Team building activities
Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches