Senior Manager, Flood Product Management

SageSure•Jersey City, NJ

About The Position

This role provides primary ownership and day-to-day leadership of SageSure’s Flood portfolio strategy, execution, and performance. The Senior Manager will drive analysis, planning, development, and cross-functional coordination across the Flood lifecycle, from market strategy and pricing through launch and optimization. While this role carries significant ownership of portfolio initiatives and outcomes, ultimate accountability for enterprise-level strategy, capital allocation, and final approvals resides with senior leadership. Success requires strong independent judgment, proactive leadership, and the ability to elevate clear, data-driven recommendations for executive decision-making. This role requires a strong combination of strategic vision, product management discipline, analytical rigor, and the ability to influence across internal and external stakeholders. Performance will be measured by profitable growth, disciplined economics, operational execution, and the clarity of strategic insights delivered to leadership.

Requirements

7–10+ years of P&C insurance experience, with at least 5 years in product management, underwriting, analytics, or related roles
Direct experience with Flood or catastrophe exposed property products
Strong background in pricing, modeling, and product analytics
Experience managing roadmaps, go-to-market initiatives, and portfolio performance
Demonstrated ability to operate independently while aligning closely with executive leadership
Strong analytical and problem-solving skills with a structured, data-driven approach
Excellent written and verbal communication skills, with the ability to present executive-ready insights
Bachelor’s degree in business, finance, insurance, mathematics, economics, or related field
Proficiency in Microsoft Office Suite (Excel, PowerPoint, Word)

Nice To Haves

MBA or advanced degree in a related field
Experience reviewing and supporting negotiation of property reinsurance agreements
Deep understanding of catastrophe modeling and flood risk quantification
Experience supporting regulatory filings and state expansion initiatives
Familiarity with risk transfer mechanisms, underwriting guidelines, and reporting tools

Responsibilities

Portfolio Strategy & Planning
Lead development of the Flood product vision and multi-year roadmap
Identify growth, modernization, and expansion opportunities
Build business cases evaluating cost, benefit, risk, and capital impact
Define KPIs and performance targets aligned with enterprise objectives
Present structured recommendations to senior leadership for alignment and approval
Product Development & Execution Leadership
Own product requirements, pricing strategy, and target margin development
Drive cross-functional execution across Technology, Ops, Underwriting, Actuarial, and Data
Oversee implementation of rating, underwriting rules, workflows, reporting, and UI updates
Support state expansion efforts including modeling, underwriting alignment, and filings
Maintain visibility into execution risks and escalate trade-offs appropriately
Modeling, Analytics & Data Stewardship
Lead development of reporting infrastructure for production, claims, profitability, and capital monitoring
Partner with CAT Modeling to support flood risk quantification and portfolio analytics
Develop dashboards tracking P&L, take-up rates, loss curves, and return periods
Perform segmentation and performance analysis to inform pricing and underwriting refinements
Elevate performance insights and risk considerations to senior leadership
Go-to-Market & Performance Management
Coordinate launch readiness and support agent enablement efforts
Conduct structured post-launch reviews and recommend adjustments
Monitor production, claims, and profitability trends
Drive continuous improvement initiatives to enhance growth and operational efficiency
Carrier & Reinsurance Partnership Involvement
Serve as the primary working lead for carrier and reinsurance engagement
Analyze and evaluate treaty structures, economics, and risk exposure
Prepare clear, decision-oriented summaries for leadership review
Support negotiation strategy and partner alignment, with final approvals owned by senior leadership