Senior Loan Servicing Accountant

Easy Street Capital•Irvine, CA

1d•$85,000 - $105,000

About The Position

We are looking for a an experienced Senior Loan Servicing Accountant based in the Irvine, California area to join our team. Responsibilities will be focused on supporting core mortgage servicing operations with a focus on payment processing, cash reconciliation, and investor accounting. This role is responsible for ensuring accurate posting of borrower payments, reconciliation of loan activity, and timely investor reporting and remittances. The ideal candidate is detail-oriented, process-driven, and comfortable managing large volumes of data in a fast-paced servicing environment, while proactively adding value to the Easy Street Capital debt platform.

Requirements

Minimum 3 years of experience in cash management, loan servicing, accounting, or similar transactional finance roles
Strong working knowledge of Bank and cash reconciliations
High-volume transaction processing (payments, wires, ACH)
Basic accounting concepts (debits/credits, cash flow tracking)
Experience in a loan servicing or lending environment
High attention to detail with the ability to identify and resolve discrepancies independently
Strong organizational skills and ability to manage multiple priorities and deadlines
Proficiency in Excel (data organization, basic formulas, reconciliations)

Nice To Haves

Experience with private lending, RTL, bridge, or mortgage servicing (preferred)
Exposure to investor reporting or remittance processes (preferred)
Familiarity with loan servicing or accounting systems (preferred)

Responsibilities

Manage daily cash activity across servicing accounts, ensuring accurate tracking and allocation of all inflows and outflows
Perform daily and periodic reconciliations, identifying and resolving discrepancies in a timely manner
Process and apply borrower payments (interest, principal, fees), including exception handling
Prepare and review loan payoffs, including interest calculations, final balancing and lien releases
Execute wires, ACH transactions, and manual cash movements with strong attention to controls and accuracy
Support collections tracking, partnering with internal teams to monitor and resolve delinquencies
Prepare and reconcile investor remittance reporting, ensuring consistency between cash activity and reporting outputs
Investigate and resolve unapplied funds, variances, and cash breaks
Maintain organized, audit-ready records and support internal or external reviews
Partner with accounting and operations to ensure alignment between servicing activity and financial reporting
Identify opportunities to improve processes, controls, and efficiency across cash and servicing workflows