Senior Investigator, BSA/AML Financial Crimes Compliance

Coinflow • Chicago, IL

2d • Onsite

About The Position

Lead in complex financial crime investigations, specializing in advanced case analysis, Suspicious Activity Report (SAR) preparation and List Screening reviews. You'll help build the team, establish investigation frameworks, and create scalable processes that protect our platform as we grow in a fast-paced fintech environment.

Requirements

• 5+ years working in BSA/AML Financial Crimes Compliance teams in fintech, payments, banking, or financial services
• Expert knowledge of BSA/AML regulations, FinCEN guidance, OFAC sanctions, and money laundering typologies
• Proven track record of meeting SLAs, and performance expectations
• Strong analytical skills with ability to work with data and make evidence-based decisions
• Understanding of payment processing, merchant acquiring, and transaction risk
• Excellent communication skills and comfort operating in ambiguous, fast-paced environments

Nice To Haves

• CAMS, CFCS, or ICA certification
• Cryptocurrency and blockchain analytics expertise (Chainalysis, Elliptic, TRM Labs)
• Experience working transaction monitoring systems and case management platforms
• Experience with SQL and business intelligence tools (e.g., Tableau, Looker).
• Background in high-growth payment companies or fintech startups
• Bachelor's degree

Responsibilities

• Lead Complex Case Investigations: Conduct, manage, and resolve advanced, high-risk, and complex financial crimes investigations across BSA/AML Financial Crimes Compliance disciplines.
• Assist BSA/AML Financial Crimes Compliance mitigation strategies - You will assist with monitoring transaction monitoring rule performance and tuning existing controls to proactively detect and mitigate emerging threats.
• List Screening Management: Perform in-depth review and resolution of alerts generated by the list screening program, focusing on high-priority matches related to OFAC/Sanctions, Politically Exposed Persons (PEP), and Adverse Media.
• Compliance Support: Assist the broader team by utilizing and providing feedback on policies, procedures, and job aides to ensure consistent and high-quality investigative work.
• Ensure compliance – Stay current on BSA/AML, FinCEN, OFAC, and state money transmitter requirements.
• Promote Compliance Culture: Act as a subject matter expert and compliance advocate, collaborating with internal teams to foster a proactive and strong culture of compliance across all business units.
• Mentorship & Training: Provide guidance, mentorship, and training to junior investigators and cross-functional partners on complex investigative techniques and regulatory requirements.

Benefits

• Build from the ground up – Shape our financial crimes program with executive visibility
• High-growth opportunity – Join during a pivotal phase with room to expand your role on the team and scope
• Cutting-edge work – Operate at the intersection of compliance, crypto, and innovative payment technology
• Competitive package – Strong salary, equity, comprehensive benefits, and professional development support
• Collaborative culture – Work with talented, mission-driven people building the future of payments

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level