Investigator, BSA/AML Financial Crimes Compliance

Coinflow • Chicago, IL

2d • Onsite

About The Position

A hands-on execution of financial crimes investigations, including performing in-depth analysis of BSA/AML and Fraud alerts within a case management system and ad hoc referrals from business partners. You'll help build the team, establish investigation frameworks, and create scalable processes that protect our platform as we grow in a fast-paced fintech environment.

Requirements

• 2+ years in AML and Fraud teams in fintech, payments, banking, or financial services
• Knowledge of BSA/AML regulations, FinCEN guidance, OFAC sanctions, money laundering and fraud typologies
• Proven track record meeting SLAs, and performance expectations
• Strong analytical skills with ability to work with data and make evidence-based decisions
• Understanding of payment processing, merchant acquiring, and transaction risk
• Excellent communication skills and comfort operating in ambiguous, fast-paced environments

Nice To Haves

• CAMS, CFCS, or ICA certification
• Cryptocurrency and blockchain analytics expertise (Chainalysis, Elliptic, TRM Labs)
• Experience working transaction monitoring systems and case management platforms
• Experience with SQL and business intelligence tools (e.g., Tableau, Looker).
• Background in high-growth payment companies or fintech startups
• Bachelor's degree

Responsibilities

• Alert Investigation: Perform investigations on assigned BSA/AML and Fraud alerts generated by monitoring systems within the case management system.
• Ad-Hoc Fraud Support: Conduct initial triage and investigation of ad-hoc fraud referrals escalated by business partners, documenting findings and supporting mitigation efforts.
• Assist BSA/AML and Fraud mitigation strategies - You will assist with monitoring transaction monitoring rule performance and tuning existing controls to proactively detect and mitigate emerging threats.
• Alert Documentation: Accurately document all analysis, evidence, and determinations in the case management system, ensuring regulatory compliance and audit readiness.
• Compliance Support: Assist the broader team by utilizing and providing feedback on policies, procedures, and job aides to ensure consistent and high-quality investigative work.
• Ensure compliance – Stay current on BSA/AML, FinCEN, OFAC, and state money transmitter requirements.
• Collaborate cross-functionally – Partner with Risk, Product, Engineering, and Operations to help build scalable compliance solutions.

Benefits

• Build from the ground up – Shape our financial crimes program with executive visibility
• High-growth opportunity – Join during a pivotal phase with room to expand your role with team and scope
• Cutting-edge work – Operate at the intersection of compliance, crypto, and innovative payment technology
• Competitive package – Strong salary, equity, comprehensive benefits, and professional development support
• Collaborative culture – Work with talented, mission-driven people building the future of payments

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level