Senior Fintech Accountant

First Century Bank • Commerce, GA

8d • Hybrid

About The Position

First Century Bank is seeking a detail-oriented Senior Accountant to support accounting activities for multiple prepaid card programs. This role includes performing daily high-volume reconciliations, documenting funds flows, preparing journal entries, and analyzing detailed transaction data across multiple platforms to investigate and resolve exceptions. The ideal candidate has strong analytical skills, at least six years of accounting experience, intermediate to advanced Excel proficiency, and is comfortable working directly with large volumes of financial data. Candidates with Fintech or banking experience will be especially successful in this role.
First Century Bank is a small, community bank headquartered in Commerce, Georgia but we are not your typical local bank. What sets us apart is our forward-thinking approach to growth and technology integration. We operate at the unique intersection of traditional banking and modern financial technology, offering a rare opportunity for accounting professionals to work with high-volume transactions and innovative Fintech solutions within the structure of a well-established institution.
As one of the few community banks actively supporting Fintech partnerships, we deliver backend support for prepaid card programs and other emerging financial tools. We're seeking a Senior Fintech Accountant to support and manage accounting functions related to these platforms while ensuring compliance with GAAP, banking regulations, and internal controls.

Requirements

• 8-10 years of professional experience in full-cycle accounting.
• Bachelor's degree in Accounting, Finance, or related field.
• Strong knowledge of GAAP, internal controls, and financial reporting standards.
• Proficiency in Microsoft Excel (e.g., PivotTables, VLOOKUPs, formulas).
• Strong analytical skills, high attention to detail, and the ability to thrive in a fast-paced, collaborative environment.

Nice To Haves

• Background in financial services, banking, or Fintech is strongly preferred.
• Familiarity with bank reconciliations, prepaid card accounting, or payment processing platforms is a plus.

Responsibilities

• Lead the full lifecycle of Fintech programs from onboarding new programs through ongoing support for existing Fintech programs and understanding each program's structure.
• Create accounting processes and procedures for each new program including funds flow documentation, reconciliation, and reporting for each program.
• Perform daily, high-volume reconciliations related to prepaid card transactions, payment processing, and Fintech activity. Prepare and post daily and monthly journal entries, including those provided by other accounting team members, ensuring accuracy and alignment with GAAP standards.
• Develop a deep understanding of the financial structure, systems of record, and operational workflows for each new Fintech program and associated processor. Analyze transaction-level data collected across multiple platforms to identify anomalies, inconsistencies or exceptions, escalate findings and assist in resolving issues.
• Share knowledge across internal accounting staff on the processes specific to new and existing Fintech programs, ensuring accuracy and consistency across teams.

Benefits

• Hybrid work schedule: 4 days in-office, 1 remote day per week (after the initial training period)
• Opportunity to work on innovative Fintech products within a stable, regulated banking environment.
• Competitive salary, bonus potential, and comprehensive benefits.
• Professional growth and development opportunities as we expand our Fintech and bank-as-a-service offerings.
• A collaborative, team-oriented culture with a strong community-first mindset.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior